All the Savings plans

Below are all the South African Savings plans offered by open medical aid schemes. These are plans that offer a savings account for out-of-hospital claims.

Also see:

Hospital Plans: plans which offer in-hospital cover with very limited out-of-hospital benefits.
Extended Hospital Plans: offer in-hospital cover as well as some out-of-hospital cover paid by the scheme.
Extended Savings Plans: offer a savings account for out-of-hospital claims. In addition, the scheme pays for some out-of-hospitals claims too.
Comprehensive Plans: offer near to full-coverage for all out-of-hospital expenses, with a possible self payment gap (SPG).
Income based Plans: plans whose premiums are calculated based on your income level (low income pays lower premiums for same benefits)

Bestmed Beat 2 Network 2017
Main Member: Adult: Child: Specialist Rate: Hospital choice:
Premium: R1,399 pm
Savings: R2,856 yr
Premium: R1,087 pm
Savings: R2,220 yr
Premium: R589 pm
Savings: R1,220 yr
Pay for maximum 4 children 100% Network, except: oncology at state facilities
Out-of-hospital, scheme pays for some: Preventative dentistry, wound care, specialised radiology, contraceptives and preventative benefits. Limits apply. All else paid from savings or from out of pocket, unless PMB.
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Topmed Active Saver 2017
Main Member: Adult: Child: Specialist Rate: Hospital choice:
Premium: R1,512 pm
Savings: R2,904 yr
Premium: R1,512 pm
Savings: R2,904 yr
Premium: R500 pm
Savings: R960 yr
Pay for all children 70%-100% Unlimited
Out-of-hospital, scheme pays for some: maternity, scopes, extended rehab benefits, birth control, preventative benefits. Limits apply. All else paid from savings or from out of pocket, unless PMB.
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Bestmed Beat 2 2017
Main Member: Adult: Child: Specialist Rate: Hospital choice:
Premium: R1,554 pm
Savings: R3,168 yr
Premium: R1,208 pm
Savings: R2,460 yr
Premium: R655 pm
Savings: R1,332 yr
Pay for maximum 4 children 100% Unlimited, except: oncology at state facilities
Out-of-hospital, scheme pays for some: Preventative dentistry, wound care, specialised radiology, contraceptives and preventative benefits. Limits apply. All else paid from savings or from out of pocket, unless PMB.
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Discovery Essential Delta Saver 2017
Main Member: Adult: Child: Specialist Rate: Hospital choice:
Premium: R1,634 pm
Savings: R2,940 yr
Premium: R1,230 pm
Savings: R2,208 yr
Premium: R655 pm
Savings: R1,176 yr
Pay for maximum 3 children Specialists with arrangement: full cover, otherwise 100% Network
Out-of-hospital, scheme pays for some: GP consults if savings run out. Limits apply. All else paid from savings or from out of pocket, unless PMB.
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Cape Medical Silver 2017
Main Member: Adult: Child: Specialist Rate: Hospital choice:
Premium: R1,704 pm
Savings: R3,000 yr
Premium: R1,704 pm
Savings: R3,000 yr
Premium: R258 pm
Savings: R456 yr
Pay for all children 100% PMBs at state or similar facilities

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Bonitas BonFit 2017
Main Member: Adult: Child: Specialist Rate: Hospital choice:
Premium: R1,789 pm
Savings: R3,228 yr
Premium: R1,385 pm
Savings: R2,496 yr
Premium: R535 pm
Savings: R960 yr
Pay for maximum 3 children Network specialists full cover, otherwise 100% Unlimited
Out-of-hospital, scheme pays for some: maternity, infant paediatrics and preventative benefits. Limits apply. All else paid from savings or from out of pocket, unless PMB.
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Fedhealth Maxima Saver Grid 2017
Main Member: Adult: Child: Specialist Rate: Hospital choice:
Premium: R1,871 pm
Savings: R3,372 yr
Premium: R1,524 pm
Savings: R2,748 yr
Premium: R540 pm
Savings: R972 yr
Pay for all children Network specialists covered in full, otherwise 100% Network
Out-of-hospital, scheme pays for some: post hospitalisation treatment (30 days), casualty visits, GP visits, specialised radiology, contraceptives, some dentistry, preventative benefits. Limits apply. All else paid from savings or from out of pocket, unless PMB.
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Medihelp Unify 2017
Main Member: Adult: Child: Specialist Rate: Hospital choice:
Premium: R1,944 pm
Savings: R5,832 yr
Premium: R1,602 pm
Savings: R4,824 yr
Premium: R588 pm
Savings: R1,800 yr
Pay for all children 100% Unlimited
Out-of-hospital, scheme pays for some: specialised radiology (co-payment). Limits apply. All else paid from savings or from out-of-pocket, unless PMB.
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Compcare Unisave 2017
Main Member: Adult: Child: Specialist Rate: Hospital choice:
Premium: R1,974 pm
Savings: R5,904 yr
Premium: R1,680 pm
Savings: R5,040 yr
Premium: R594 pm
Savings: R1,800 yr
Pay for all children 100% Unlimited
Out-of-hospital, scheme pays for some: specialised radiology, maternity, appliances, preventative benefits. Limits apply. . Limits apply. All else paid out of savings or out of pocket, unless PMB.
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Discovery Coastal Saver 2017
Main Member: Adult: Child: Specialist Rate: Hospital choice:
Premium: R2,007 pm
Savings: R4,812 yr
Premium: R1,506 pm
Savings: R3,612 yr
Premium: R808 pm
Savings: R1,932 yr
Pay for maximum 3 children Specialists with arrangement: full cover, otherwise 100% Coastal
Out-of-hospital, scheme pays for some: GP consults if savings run out. Limits apply. All else paid from savings or from out of pocket, unless PMB.
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Discovery Essential Saver 2017
Main Member: Adult: Child: Specialist Rate: Hospital choice:
Premium: R2,047 pm
Savings: R3,684 yr
Premium: R1,536 pm
Savings: R2,760 yr
Premium: R819 pm
Savings: R1,464 yr
Pay for maximum 3 children Specialists with arrangement: full cover, otherwise 100% Unlimited
Out-of-hospital, scheme pays for some: GP consults if savings run out. Limits apply. All else paid from savings or from out of pocket, unless PMB.
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Discovery Classic Delta Saver 2017
Main Member: Adult: Child: Specialist Rate: Hospital choice:
Premium: R2,058 pm
Savings: R6,168 yr
Premium: R1,623 pm
Savings: R4,860 yr
Premium: R826 pm
Savings: R2,472 yr
Pay for maximum 3 children Specialists with arrangement: full cover, otherwise 200% Network
Out-of-hospital, scheme pays for some: GP consults, maternity, kids' casualty if savings run out. Limits apply. All else paid from savings or from out of pocket, unless PMB.
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Fedhealth Maxima Saver 2017
Main Member: Adult: Child: Specialist Rate: Hospital choice:
Premium: R2,079 pm
Savings: R3,744 yr
Premium: R1,693 pm
Savings: R3,048 yr
Premium: R600 pm
Savings: R1,080 yr
Pay for all children Network specialists covered in full, otherwise 100% Unlimited
Out-of-hospital, scheme pays for some: post hospitalisation treatment (30 days), casualty visits, GP visits, specialised radiology, contraceptives, some dentistry, preventative benefits. Limits apply. All else paid from savings or from out of pocket, unless PMB.
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Bestmed Beat 3 Network 2017
Main Member: Adult: Child: Specialist Rate: Hospital choice:
Premium: R2,123 pm
Savings: R4,332 yr
Premium: R1,509 pm
Savings: R3,084 yr
Premium: R820 pm
Savings: R1,668 yr
Pay for maximum 4 children 100% Network, except: oncology at state facilities
Out-of-hospital, scheme pays for some: Preventative dentistry, optometry, maternity, wound care, specialised radiology, contraceptives, some medicine and preventative benefits. Limits apply. All else paid from savings or from out of pocket, unless PMB.
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Bonitas BonSave 2017
Main Member: Adult: Child: Specialist Rate: Hospital choice:
Premium: R2,135 pm
Savings: R4,104 yr
Premium: R1,654 pm
Savings: R3,180 yr
Premium: R640 pm
Savings: R1,236 yr
Pay for maximum 3 children Network specialists full cover, otherwise 150% Unlimited
Out-of-hospital, scheme pays for some: specialised radiology, mental health, dentistry, maternity, infant paediatrics and preventative benefits. Limits apply. All else paid from savings or from out of pocket, unless PMB.
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Fedhealth Maxima Basis Grid 2017
Main Member: Adult: Child: Specialist Rate: Hospital choice:
Premium: R2,251 pm
Savings: R4,056 yr
Premium: R1,916 pm
Savings: R3,444 yr
Premium: R679 pm
Savings: R1,224 yr
Pay for all children Network specialists covered in full, otherwise 100% Network
Out-of-hospital, scheme pays for some: post hospitalisation treatment (30 days), casualty visits, GP visits, specialised radiology, contraceptives, some dentistry and maternity, optometry, preventative benefits. Limits apply. All else paid from savings or from out of pocket, unless PMB.
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Topmed Savings 2017
Main Member: Adult: Child: Specialist Rate: Hospital choice:
Premium: R2,317 pm
Savings: R4,452 yr
Premium: R1,850 pm
Savings: R3,552 yr
Premium: R698 pm
Savings: R1,344 yr
Pay for maximum 3 children 100% Unlimited
Out-of-hospital, scheme pays for some: specialised radiology (with co-payment), maternity, scopes, alternatives to hospitalisation, extended rehab benefits, preventative benefits. Limits apply. All else paid from savings or from out of pocket, unless PMB.
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Bestmed Beat 3 2017
Main Member: Adult: Child: Specialist Rate: Hospital choice:
Premium: R2,359 pm
Savings: R4,812 yr
Premium: R1,676 pm
Savings: R3,420 yr
Premium: R911 pm
Savings: R1,860 yr
Pay for maximum 4 children 100% Unlimited, except: oncology at state facilities
Out-of-hospital, scheme pays for some: Preventative dentistry, optometry, maternity, wound care, specialised radiology, contraceptives, some medicine and preventative benefits. Limits apply. All else paid from savings or from out of pocket, unless PMB.
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Fedhealth Maxima Basis 2017
Main Member: Adult: Child: Specialist Rate: Hospital choice:
Premium: R2,501 pm
Savings: R4,500 yr
Premium: R2,129 pm
Savings: R3,828 yr
Premium: R754 pm
Savings: R1,356 yr
Pay for all children Network specialists covered in full, otherwise 100% Unlimited
Out-of-hospital, scheme pays for some: post hospitalisation treatment (30 days), casualty visits, GP visits, specialised radiology, contraceptives, some dentistry and maternity, optometry, preventative benefits. Limits apply. All else paid from savings or from out of pocket, unless PMB.
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Discovery Classic Saver 2017
Main Member: Adult: Child: Specialist Rate: Hospital choice:
Premium: R2,577 pm
Savings: R7,728 yr
Premium: R2,029 pm
Savings: R6,084 yr
Premium: R1,031 pm
Savings: R3,084 yr
Pay for maximum 3 children Specialists with arrangement: full cover, otherwise 200% Unlimited
Out-of-hospital, scheme pays for some: GP consults, maternity, kids' casualty if savings run out. Limits apply. All else paid from savings or from out of pocket, unless PMB.
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Fedhealth Maxima Advanced 2017
Main Member: Adult: Child: Specialist Rate: Hospital choice:
Premium: R3,251 pm
Savings: R3,900 yr
Premium: R2,756 pm
Savings: R3,312 yr
Premium: R968 pm
Savings: R1,164 yr
Pay for all children Network specialists covered in full, otherwise 100% Network
Out-of-hospital, scheme pays for some: post hospitalisation treatment (30 days), casualty visits, specialised radiology, contraceptives, some medication, preventative benefits. Limits apply. All else paid from savings or from out of pocket, unless PMB.
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Topmed Family 2017
Main Member: Adult: Child: Specialist Rate: Hospital choice:
Premium: R3,490 pm
Savings: R8,376 yr
Premium: R2,790 pm
Savings: R6,696 yr
Premium: R954 pm
Savings: R2,292 yr
Pay for all children 150% Unlimited
Out-of-hospital, scheme pays for some: specialised radiology (with co-payment), maternity, scopes, alternatives to hospitalisation, extended rehab benefits, preventative benefits. Limits apply. All else paid from savings, or from out of pocket, unless PMB.
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Bonitas BonClassic 2017
Main Member: Adult: Child: Specialist Rate: Hospital choice:
Premium: R3,648 pm
Savings: R6,192 yr
Premium: R3,132 pm
Savings: R5,316 yr
Premium: R900 pm
Savings: R1,524 yr
Pay for maximum 3 children Network specialists full cover, otherwise 100% Unlimited
Out-of-hospital, scheme pays for some: specialised radiology, mental health, medical appliances, hearing aids, optometry, dentistry, maternity, infant paediatrics and preventative benefits. Limits apply. All else paid from savings or from out of pocket, unless PMB.
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Cape Medical Select 2017
Main Member: Adult: Child: Specialist Rate: Hospital choice:
Premium: R4,998 pm
Savings: R3,600 yr
Fund: R4,800
Premium: R4,998 pm
Savings: R3,600 yr
Fund: R4,800
Premium: R809 pm
Savings: R586 yr
Fund: R1,200
Pay for all children 200% PMBs at state or similar facilities

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Momentum Summit 2017
Main Member: Adult: Child: Specialist Rate: Hospital choice:
Premium: R7,637 pm
Savings: R22,300 yr
Premium: R6,108 pm
Savings: R22,300 yr
Premium: R1,754 pm
Savings: R22,300 yr
Pay for maximum 3 children 300% Unlimited
Out-of-hospital, scheme pays for some: specialised radiology (co-payment), maternity, preventative benefits. Limits apply. All else paid from savings or from out of pocket, unless PMB.
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