Hospital network
List of network hospitals for Discovery comprehensive delta plans
We have compared all the benefits across each Discovery plan, so you can see at a glance which plan offers what coverage for the benefit you care about the most. Click on any of the benefits below to get more information. In-hospital benefits Out of hospital benefits Oncology Dentistry Medication Mental Health Maternity Optometry Preventative Care Other benefits
Information on how Bestmed covers HIV/AIDS related claims
Information on how Bestmed covers preventative care claims
Information on how Bestmed covers PMB conditions.
Information on how Bestmed covers maternity and infant care claims
Information on how Bestmed covers substance abuse claims
Information on how Bestmed pays for Stoma treatment
Information on how Bestmed covers Dialysis
Information on how Bestmed covers oncology related claims

Blog Posts

Pregnancy cover if you don’t have medical aid

Pregnancy is considered a medical condition, and as such is subject to waiting periods when you join/change medical aid schemes. Waiting Periods If you have not had medical aid for more than 90 days and are pregnant, a scheme can impose a 12 month waiting period on your pregnancy, meaning that...
Affordable Medical Aid

Help us crowdsource information about the Late Joiner Penalty

The Medical Aid Bible team has been listening to some of our wonderful site users, and we have heard horror stories about how some of you are being overcharged for the Late Joiner Penalty. This enticed us to investigate how each scheme handles the penalty. We found some big irregularities.

Our complaint against Bestmed re late joiner penalty

We investigated all the open medical schemes, and discovered some discrepancies in how some schemes are representing the late joiner penalties (LJP). Bestmed was one of those schemes.

Our complaint against Commed re late joiner penalty

We investigated all the open medical schemes, and discovered some discrepancies in how some schemes are representing the late joiner penalties (LJP). Commed was one of those schemes.

Our complaint against Genesis re late joiner penalty

We investigated all the open medical schemes, and discovered some discrepancies in how some schemes are representing the late joiner penalties (LJP). Genesis was one of those schemes.

Is your late joiner penalty worked out correctly?

We have found that some schemes and brokers misrepresent or miscalculate how the late joiner penalty is applied. We have laid three complaints with the Council of Medical Schemes. If you are paying a late joiner penalty, you can use the information on this page to determine if you are paying the correct penalty.

Should a medical aid scheme pay for experimental treatment?

Should medical schemes fund experimental treatments if they are a member's only option for survival?