All income based plans

There are 25 medical aid plans in South Africa whose premiums are scaled to your main household income. These packages restrict you to the scheme’s network of hospitals and service providers, and many offer a variety of out-of-hospital benefits. The plans are listed below, by scheme.

Confirm with your scheme what constitutes “income”. It usually means your basic pay, plus all other income from commissions grants, rental etc.

Bestmed

Pace

Your Income: Main: Adult: Child: Hospital Choice:
R0-R8,208
R4,243 pm
(Savings: R7,632)
R3,394 pm
(Savings: R6,108)
R725 pm
(Savings: R1,416)
Unlimited
Extended Savings plan
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R8,209+
R5,097 pm
(Savings: R9,180)
R4,066 pm
(Savings: R7,320)
R853 pm
(Savings: R1,536)
Unlimited
Extended Savings plan
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Pulse

Your Income: Main: Adult: Child: Hospital Choice:
R0-R6,000
R1,131 pm
(Savings: R0-)
R1,075 pm
(Savings: R0-)
R679 pm
(Savings: R0-)
Network, except: oncology at state facilities
Extended Hospital plan
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R6,001-R10,000
R1,357 pm
(Savings: R0-)
R1,290 pm
(Savings: R0-)
R814 pm
(Savings: R0-)
Network, except: oncology at state facilities
Extended Hospital plan
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R10,001+
R1,630 pm
(Savings: R0-)
R1,466 pm
(Savings: R0-)
R814 pm
(Savings: R0-)
Network, except: oncology at state facilities
Extended Hospital plan
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Compcare

Networx Plan:

Your Income: Main: Adult: Child: Hospital Choice:
R0-R500
R330 pm
(Savings: R0-)
R330 pm
(Savings: R0-)
R330 pm
(Savings: R0-)
Network, Private and State facilities
Extended Hospital plan
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R501-R4,000
R665 pm
(Savings: R0-)
R632 pm
(Savings: R0-)
R233 pm
(Savings: R0-)
Network, Private and State facilities
Extended Hospital plan
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R4,001-R5,000
R687 pm
(Savings: R0-)
R652 pm
(Savings: R0-)
R240 pm
(Savings: R0-)
Network, Private and State facilities
Extended Hospital plan
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R5,001-R6,000
R821 pm
(Savings: R0-)
R779 pm
(Savings: R0-)
R289 pm
(Savings: R0-)
Network, Private and State facilities
Extended Hospital plan
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R6,001-R8,000
R859 pm
(Savings: R0-)
R817 pm
(Savings: R0-)
R301 pm
(Savings: R0-)
Network, Private and State facilities
Extended Hospital plan
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R8,001-R9,000
R978 pm
(Savings: R0-)
R931 pm
(Savings: R0-)
R343 pm
(Savings: R0-)
Network, Private and State facilities
Extended Hospital plan
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R9,001-R10,000
R1,037 pm
(Savings: R0-)
R987 pm
(Savings: R0-)
R364 pm
(Savings: R0-)
Network, Private and State facilities
Extended Hospital plan
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R10,001+
R1,908 pm
(Savings: R0-)
R1,718 pm
(Savings: R0-)
R669 pm
(Savings: R0-)
Network, Private and State facilities
Extended Hospital plan
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Networx ED Plan:

Your Income: Main: Adult: Child: Hospital Choice:
R0-R500
R283 pm
(Savings: R0-)
R279 pm
(Savings: R0-)
R154 pm
(Savings: R0-)
Network Private hospitals
Extended Hospital plan
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R501-R4,000
R413 pm
(Savings: R0-)
R405 pm
(Savings: R0-)
R204 pm
(Savings: R0-)
Network Private hospitals
Extended Hospital plan
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R5,001-R6,000
R529 pm
(Savings: R0-)
R502 pm
(Savings: R0-)
R251 pm
(Savings: R0-)
Network Private hospitals
Extended Hospital plan
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R8,001-R9,000
R631 pm
(Savings: R0-)
R599 pm
(Savings: R0-)
R300 pm
(Savings: R0-)
Network Private hospitals
Extended Hospital plan
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R9,001-R10,000
R668 pm
(Savings: R0-)
R636 pm
(Savings: R0-)
R318 pm
(Savings: R0-)
Network Private hospitals
Extended Hospital plan
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R10,001+
R1,318 pm
(Savings: R0-)
R1,186 pm
(Savings: R0-)
R585 pm
(Savings: R0-)
Network Private hospitals
Extended Hospital plan
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Discovery

Keycare Plus Plan:

Your Income: Main: Adult: Child: Hospital Choice:
R0-R8,100
R914 pm
(Savings: R0-)
R914 pm
(Savings: R0-)
R331 pm
(Savings: R0-)
Keycare Network
Extended Hospital plan
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R8,101-R11,550
R1,280 pm
(Savings: R0-)
R1,280 pm
(Savings: R0-)
R358 pm
(Savings: R0-)
Keycare Network
Extended Hospital plan
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R11,551+
R1,906 pm
(Savings: R0-)
R1,906 pm
(Savings: R0-)
R510 pm
(Savings: R0-)
Keycare Network
Extended Hospital plan
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Keycare Core Plan:

Your Income: Main: Adult: Child: Hospital Choice:
R0-R8,100
R731 pm
(Savings: R0-)
R731 pm
(Savings: R0-)
R190 pm
(Savings: R0-)
Keycare Network
Extended Hospital plan
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R8,101-R11,550
R912 pm
(Savings: R0-)
R912 pm
(Savings: R0-)
R224 pm
(Savings: R0-)
Keycare Network
Extended Hospital plan
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R11,551+
R1,408 pm
(Savings: R0-)
R1,408 pm
(Savings: R0-)
R318 pm
(Savings: R0-)
Keycare Network
Extended Hospital plan
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Keycare Access Plan:

Your Income: Main: Adult: Child: Hospital Choice:
R0-R5,050
R644 pm
(Savings: R0-)
R644 pm
(Savings: R0-)
R281 pm
(Savings: R0-)
Emergencies, trauma, childbirth and care for newborn in KeyCare Access Network otherwise state facilities
Extended Hospital plan
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R5,051-R8,100
R859 pm
(Savings: R0-)
R859 pm
(Savings: R0-)
R309 pm
(Savings: R0-)
Emergencies, trauma, childbirth and care for newborn in KeyCare Access Network otherwise state facilities
Extended Hospital plan
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R8,101-R11,550
R1,241 pm
(Savings: R0-)
R1,241 pm
(Savings: R0-)
R348 pm
(Savings: R0-)
Emergencies, trauma, childbirth and care for newborn in KeyCare Access Network otherwise state facilities
Extended Hospital plan
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R11,551+
R1,863 pm
(Savings: R0-)
R1,863 pm
(Savings: R0-)
R503 pm
(Savings: R0-)
Emergencies, trauma, childbirth and care for newborn in KeyCare Access Network otherwise state facilities
Extended Hospital plan
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Fedhealth

Blue Door Plan:

Your Income: Main: Adult: Child: Hospital Choice:
R0-R5,200
R776 pm
(Savings: R0-)
R644 pm
(Savings: R0-)
R369 pm
(Savings: R0-)
Network
Extended Hospital plan
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R5,201-R8,500
R984 pm
(Savings: R0-)
R813 pm
(Savings: R0-)
R475 pm
(Savings: R0-)
Network
Extended Hospital plan
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R8,501-R10,500
R1,380 pm
(Savings: R0-)
R1,145 pm
(Savings: R0-)
R522 pm
(Savings: R0-)
Network
Extended Hospital plan
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R10,501-R12,000
R1,754 pm
(Savings: R0-)
R1,375 pm
(Savings: R0-)
R677 pm
(Savings: R0-)
Network
Extended Hospital plan
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R12,001+
R2,378 pm
(Savings: R0-)
R2,061 pm
(Savings: R0-)
R895 pm
(Savings: R0-)
Network
Extended Hospital plan
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Hosmed

Essential Plan:

Your Income: Main: Adult: Child: Hospital Choice:
R0-R7,000
R1,196 pm
(Savings: R0-)
R1,092 pm
(Savings: R0-)
R410 pm
(Savings: R0-)
Netcare
Hospital plan
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R7,001-R12,000
R1,460 pm
(Savings: R0-)
R1,333 pm
(Savings: R0-)
R368 pm
(Savings: R0-)
Netcare
Hospital plan
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R12,001+
R1,826 pm
(Savings: R0-)
R1,666 pm
(Savings: R0-)
R707 pm
(Savings: R0-)
Netcare
Hospital plan
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Makoti

Primary Plan:

Your Income: Main: Adult: Child: Hospital Choice:
R0-R3,000
R225 pm
(Savings: R0-)
R225 pm
(Savings: R0-)
R147 pm
(Savings: R0-)
State, PMBs only
Extended Hospital plan
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R3,001-R6,450
R239 pm
(Savings: R0-)
R239 pm
(Savings: R0-)
R159 pm
(Savings: R0-)
State, PMBs only
Extended Hospital plan
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R6,451-R9,000
R530 pm
(Savings: R0-)
R438 pm
(Savings: R0-)
R195 pm
(Savings: R0-)
State, PMBs only
Extended Hospital plan
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R9,001-R12,000
R569 pm
(Savings: R0-)
R461 pm
(Savings: R0-)
R210 pm
(Savings: R0-)
State, PMBs only
Extended Hospital plan
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R12,001-R16,000
R611 pm
(Savings: R0-)
R490 pm
(Savings: R0-)
R223 pm
(Savings: R0-)
State, PMBs only
Extended Hospital plan
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R16,001+
R656 pm
(Savings: R0-)
R510 pm
(Savings: R0-)
R235 pm
(Savings: R0-)
State, PMBs only
Extended Hospital plan
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Comprehensive Plan:

Your Income: Main: Adult: Child: Hospital Choice:
R0-R9,250
R1,469 pm
(Savings: R0-)
R1,266 pm
(Savings: R0-)
R488 pm
(Savings: R0-)
Unlimited, PMBs only
Extended Hospital plan
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R9,251-R12,250
R1,699 pm
(Savings: R0-)
R1,415 pm
(Savings: R0-)
R554 pm
(Savings: R0-)
Unlimited, PMBs only
Extended Hospital plan
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R12,251-R16,250
R1,832 pm
(Savings: R0-)
R1,537 pm
(Savings: R0-)
R594 pm
(Savings: R0-)
Unlimited, PMBs only
Extended Hospital plan
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R16,251+
R2,008 pm
(Savings: R0-)
R1,722 pm
(Savings: R0-)
R653 pm
(Savings: R0-)
Unlimited, PMBs only
Extended Hospital plan
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Medihelp

Necesse Plan:

Your Income: Main: Adult: Child: Hospital Choice:
R0-R400
R438 pm
(Savings: R0-)
R438 pm
(Savings: R0-)
R438 pm
(Savings: R0-)
Network
Hospital plan
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R401-R5,000
R1,404 pm
(Savings: R0-)
R1,110 pm
(Savings: R0-)
R600 pm
(Savings: R0-)
Network
Hospital plan
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R5,001-R7,000
R1,464 pm
(Savings: R0-)
R1,170 pm
(Savings: R0-)
R660 pm
(Savings: R0-)
Network
Hospital plan
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R7,001-R11,000
R1,656 pm
(Savings: R0-)
R1,290 pm
(Savings: R0-)
R726 pm
(Savings: R0-)
Network
Hospital plan
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R11,001+
R1,932 pm
(Savings: R0-)
R1,506 pm
(Savings: R0-)
R834 pm
(Savings: R0-)
Network
Hospital plan
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Medimed

Essential Plan:

Your Income: Main: Adult: Child: Hospital Choice:
R0-R7,000
R1,110 pm
(Savings: R1,332)
R1,110 pm
(Savings: R1,332)
R380 pm
(Savings: R456)
Network
Extended Savings plan
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R7,001-R8,500
R1,200 pm
(Savings: R1,440)
R1,200 pm
(Savings: R1,440)
R390 pm
(Savings: R468)
Network
Extended Savings plan
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R8,501-R13,000
R1,390 pm
(Savings: R1,668)
R1,390 pm
(Savings: R1,668)
R400 pm
(Savings: R480)
Network
Extended Savings plan
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R13,001-R17,000
R1,660 pm
(Savings: R1,992)
R1,660 pm
(Savings: R1,992)
R420 pm
(Savings: R504)
Network
Extended Savings plan
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R17,001+
R1,990 pm
(Savings: R2,388)
R1,990 pm
(Savings: R2,388)
R440 pm
(Savings: R528)
Network
Extended Savings plan
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Standard:

Your Income: Main: Adult: Child: Hospital Choice:
R0-R8,500
R1,660 pm
(Savings: R9,480)
R1,660 pm
(Savings: R9,480)
R390 pm
(Savings: R1,170)
Unlimited
Extended Savings plan
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R8,501-R13,000
R1,760 pm
(Savings: R9,780)
R1,760 pm
(Savings: R9,780)
R410 pm
(Savings: R1,230)
Unlimited
Extended Savings plan
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R13,001-R17,000
R2,050 pm
(Savings: R10,650)
R2,050 pm
(Savings: R10,650)
R440 pm
(Savings: R1,320)
Unlimited
Extended Savings plan
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R17,001+
R2,230 pm
(Savings: R11,190)
R2,230 pm
(Savings: R11,190)
R470 pm
(Savings: R1,410)
Unlimited
Extended Savings plan
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Max:

Your Income: Main: Adult: Child: Hospital Choice:
R0-R10,000
R2,810 pm
(Savings: R13,430)
R2,810 pm
(Savings: R13,430)
R500 pm
(Savings: R1,500)
Unlimited
Extended Savings plan
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R10,001-R17,000
R3,050 pm
(Savings: R14,150)
R3,050 pm
(Savings: R14,150)
R530 pm
(Savings: R1,590)
Unlimited
Extended Savings plan
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R17,001+
R3,210 pm
(Savings: R14,630)
R3,210 pm
(Savings: R14,630)
R560 pm
(Savings: R1,680)
Unlimited
Extended Savings plan
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Momentum

Ingwe Plans

Your Income: Main: Adult: Child: Hospital Choice:
R0-R650
R335 pm
(Savings: R0-)
R335 pm
(Savings: R0-)
R210 pm
(Savings: R0-)
Unlimited
Extended Hospital plan
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R651-R6,100
R911 pm
(Savings: R0-)
R911 pm
(Savings: R0-)
R342 pm
(Savings: R0-)
Unlimited
Extended Hospital plan
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R6,101-R8,200
R1,273 pm
(Savings: R0-)
R1,273 pm
(Savings: R0-)
R385 pm
(Savings: R0-)
Unlimited
Extended Hospital plan
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R8,201-R11,000
R1,734 pm
(Savings: R0-)
R1,734 pm
(Savings: R0-)
R406 pm
(Savings: R0-)
Unlimited
Extended Hospital plan
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R11,001+
R2,225 pm
(Savings: R0-)
R2,225 pm
(Savings: R0-)
R646 pm
(Savings: R0-)
Unlimited
Extended Hospital plan
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Ingwe Network Plans

Your Income: Main: Adult: Child: Hospital Choice:
R0-R650
R335 pm
(Savings: R0-)
R335 pm
(Savings: R0-)
R210 pm
(Savings: R0-)
Ingwe Network
Extended Hospital plan
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R651-R6,100
R701 pm
(Savings: R0-)
R701 pm
(Savings: R0-)
R321 pm
(Savings: R0-)
Ingwe Network
Extended Hospital plan
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R6,101-R8,200
R892 pm
(Savings: R0-)
R892 pm
(Savings: R0-)
R334 pm
(Savings: R0-)
State Facilities
Extended Hospital plan
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R8,201-R11,000
R1,241 pm
(Savings: R0-)
R1,241 pm
(Savings: R0-)
R365 pm
(Savings: R0-)
Ingwe Network
Extended Hospital plan
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R11,001+
R1,758 pm
(Savings: R0-)
R1,758 pm
(Savings: R0-)
R518 pm
(Savings: R0-)
Ingwe Network
Extended Hospital plan
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Ingwe State

Your Income: Main: Adult: Child: Hospital Choice:
R0-R650
R335 pm
(Savings: R0-)
R335 pm
(Savings: R0-)
R210 pm
(Savings: R0-)
State Facilities
Extended Hospital plan
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R651-R6,100
R560 pm
(Savings: R0-)
R560 pm
(Savings: R0-)
R302 pm
(Savings: R0-)
State Facilities
Extended Hospital plan
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R6,101-R8,200
R641 pm
(Savings: R0-)
R1,282 pm
(Savings: R0-)
R950 pm
(Savings: R0-)
State Facilities
Extended Hospital plan
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R8,201-R11,000
R748 pm
(Savings: R0-)
R748 pm
(Savings: R0-)
R324 pm
(Savings: R0-)
State Facilities
Extended Hospital plan
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R11,001+
R1,291 pm
(Savings: R0-)
R1,291 pm
(Savings: R0-)
R389 pm
(Savings: R0-)
State Facilities
Extended Hospital plan
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Resolution

Foundation Plan

Your Income: Main: Adult: Child: Hospital Choice:
R0-R4,600
R907 pm
(Savings: R0-)
R907 pm
(Savings: R0-)
R273 pm
(Savings: R0-)
Network
Hospital plan
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R4,601-R7,100
R1,056 pm
(Savings: R0-)
R1,056 pm
(Savings: R0-)
R364 pm
(Savings: R0-)
Network
Hospital plan
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R7,101-R9,700
R1,338 pm
(Savings: R0-)
R1,338 pm
(Savings: R0-)
R427 pm
(Savings: R0-)
Network
Hospital plan
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R9,701+
R2,022 pm
(Savings: R0-)
R2,022 pm
(Savings: R0-)
R694 pm
(Savings: R0-)
Network
Hospital plan
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Sizwe

Gomomo Plan

Your Income: Main: Adult: Child: Hospital Choice:
R0-R10,112
R1,666 pm
(Savings: R0-)
R1,546 pm
(Savings: R0-)
R410 pm
(Savings: R0-)
Network
Extened Hospital plan
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R10,113+
R2,060 pm
(Savings: R0-)
R1,623 pm
(Savings: R0-)
R420 pm
(Savings: R0-)
Network
Extened Hospital plan
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Savings Plan

Your Income: Main: Adult: Child: Hospital Choice:
R0-R15,052
R2,015 pm
(Savings: R3,627)
R1,742 pm
(Savings: R3,136)
R490 pm
(Savings: R882)
Unlimited
Savings plan
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R15,053+
R2,800 pm
(Savings: R5,040)
R2,243 pm
(Savings: R4,037)
R555 pm
(Savings: R999)
Unlimited
Savings plan
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Primary Care Plan

Your Income: Main: Adult: Child: Hospital Choice:
R0-R530
R407 pm
(Savings: R0-)
R407 pm
(Savings: R0-)
R407 pm
(Savings: R0-)
Unlimited
Hospital plan
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R531-R8,766
R1,907 pm
(Savings: R0-)
R1,488 pm
(Savings: R0-)
R480 pm
(Savings: R0-)
Unlimited
Hospital plan
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R8,767+
R2,326 pm
(Savings: R0-)
R1,519 pm
(Savings: R0-)
R480 pm
(Savings: R0-)
Unlimited
Hospital plan
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Affordable Care Plan

Your Income: Main: Adult: Child: Hospital Choice:
R0-R15,052
R2,733 pm
(Savings: R0-)
R2,511 pm
(Savings: R0-)
R630 pm
(Savings: R0-)
Unlimited
Extended Hospital plan
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R15,053-R18,444
R2,843 pm
(Savings: R0-)
R2,610 pm
(Savings: R0-)
R660 pm
(Savings: R0-)
Unlimited
Extended Hospital plan
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R18,445+
R3,657 pm
(Savings: R0-)
R3,251 pm
(Savings: R0-)
R730 pm
(Savings: R0-)
Unlimited
Extended Hospital plan
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Full Benefit Plan

Your Income: Main: Adult: Child: Hospital Choice:
R0-R18,879
R4,210 pm
(Savings: R0-)
R3,825 pm
(Savings: R0-)
R860 pm
(Savings: R0-)
Unlimited
Savings plan
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R18,880+
R4,885 pm
(Savings: R0-)
R4,441 pm
(Savings: R0-)
R960 pm
(Savings: R0-)
Unlimited
Savings plan
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Spectramed

Cyan Plan

Your Income: Main: Adult: Child: Hospital Choice:
R0-R8,000
R1,730 pm
(Savings: R2,904)
R1,669 pm
(Savings: R2,808)
R692 pm
(Savings: R1,164)

Comprehensive plan
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R8,001+
R2,396 pm
(Savings: R4,020)
R2,296 pm
(Savings: R3,852)
R960 pm
(Savings: R1,608)

Comprehensive plan
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Azure Plan

Your Income: Main: Adult: Child: Hospital Choice:
R0-R8,000
R3,371 pm
(Savings: R7,488)
R1,875 pm
(Savings: R4,164)
R1,016 pm
(Savings: R2,256)

Comprehensive plan
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R8,001- R11,500
R3,501 pm
(Savings: R7,776)
R2,206 pm
(Savings: R4,896)
R1,137 pm
(Savings: R2,520)

Comprehensive plan
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R11,500+
R3,651 pm
(Savings: R8,100)
R2,582 pm
(Savings: R5,736)
R1,282 pm
(Savings: R2,844)

Comprehensive plan
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Suremed

Explorer Plan

Your Income: Main: Adult: Child: Hospital Choice:
R0-R7,500
R860 pm
(Savings: R0-)
R770 pm
(Savings: R0-)
R400 pm
(Savings: R0-)
Network
Extended Hospital plan
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R7,501-R11,000
R1,080 pm
(Savings: R0-)
R960 pm
(Savings: R0-)
R480 pm
(Savings: R0-)
Network
Extended Hospital plan
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R11,001-R15,000
R1,720 pm
(Savings: R0-)
R1,720 pm
(Savings: R0-)
R500 pm
(Savings: R0-)
Network
Extended Hospital plan
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R15,000+
R1,920 pm
(Savings: R0-)
R1,920 pm
(Savings: R0-)
R600 pm
(Savings: R0-)
Network
Extended Hospital plan
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Topmed

Network Plan

Your Income: Main: Adult: Child: Hospital Choice:
R0-R1,000
R319 pm
(Savings: R0-)
R319 pm
(Savings: R0-)
R319 pm
(Savings: R0-)
Network
Extended Hospital plan
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R1,000-R8,000
R915 pm
(Savings: R0-)
R915 pm
(Savings: R0-)
R331 pm
(Savings: R0-)
Network
Extended Hospital plan
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R8,001-R11,000
R1,282 pm
(Savings: R0-)
R1,282 pm
(Savings: R0-)
R359 pm
(Savings: R0-)
Network
Extended Hospital plan
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R11,001+
R1,734 pm
(Savings: R0-)
R1,734 pm
(Savings: R0-)
R464 pm
(Savings: R0-)
Network
Extended Hospital plan
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