Submit Late Joiner Penalty info

We are crowdsourcing information to determine which schemes overcharge on some late joiner penalties. If you are paying a late joiner penalty to your medical aid, please fill out this form to help us collect as much data as possible.

To read up about out investigation into late joiner penalties, and about the complaints we have laid with Council of Medical Schemes against Bestmed, Commed and Genesis medical schemes, please click here.

To find out how late joiner penalties should be calculated, click here.

To find out how late joiner penalties should be calculated, click here.