Bestmed has 13 unique medical aid plans. You can view a quick summary and cost of all of them here. All the plans pay out at the same scheme rate (100%).
Bestmed: All the 2017 medical aid plans
A quick summary of all the Bestmed plans, including cost per member and families. Click on plan to get more information.
Bestmed: Benefits compared across all plans
Compare any benefit across all Bestmed plans to see which plan gives you the coverage you need
Bestmed: Need to know the details!
Quick links to Bestmed's chronic coverage, networks, co-payments and more. Don't make a decision before reading this!
Confused? Start with these 3 articles
How medical aids work
A brief introduction to how medical aids work, the different types of plans, and their obligation to cover out-of-hospital expenses for certain conditions, regardless of plan type.
How to use this site
We know the medical aid industry is complicated, and the information presented on this site...
All about PMBs, and how schemes have to pay for them
PMBs are 270 conditions that schemes have to cover without requiring co-payments or savings from you, even if the treatment is provided out-of-hospital. This applies to every plan.
Got questions?
How medical aids work
A brief introduction to how medical aids work, the different types of plans, and their obligation to cover out-of-hospital expenses for certain conditions, regardless of plan type.
Will I have to pay a Late Joiner Penalty?
What is it?
A late joiner penalty is a permanent penalty, added as a percentage of the base premium (not the savings portion). It is meant to dissuade or penalise people from not belonging to a medical aid in their youth, when they are presumably healthy, and joining only when...
Do I need a medical aid broker?
No, you can apply to become a member of any medical aid directly to the scheme. Some schemes don't work with medical aid brokers at all.
How much does a medical aid broker cost?
A broker does not cost you, the member, anything. Your premiums do not increase if...
How do I complain about a medical aid issue?
Start by speaking to your scheme. Put all your communication in writing.
Some schemes will have an appointed person who deals with escalated queries or complaints. If your complaint is not resolved to your satisfaction, ask your scheme if the matter can be escalated.
You can also contact the...
When can I change my medical aid plan?
Determining when you can change your medical plan depends on whether you want to stay with the same scheme or not.
What are “Waiting periods”?
Waiting periods are imposed by the medical aid scheme on new members, based on their medical history. The waiting periods can also be applied to Prescribed Minimum Benefits (PMBs).
Help us crowdsource information about the Late Joiner Penalty
The Medical Aid Bible team has been listening to some of our wonderful site users, and we have heard horror stories about how some of you are being overcharged for the Late Joiner Penalty. This enticed us to investigate how each scheme handles the penalty. We found some big irregularities.
