The Beat range offers full hospital benefits, with limited savings on Beat2 and Beat3 to cover out-of-hospital expenses, while Beat4 gives extensive out-of-hospital cover. Cancer is treated in State facilities, except with Beat 4 (if you are diagnosed with cancer, you can upgrade your plan to receive cover in a private hospital). Network options reduce your premium but limit our hospital choice.
The Pace range offers more comprehensive hospital benefits, with additional Scheme benefits and more savings to cover out-of-hospital expenses.
The Pulse range offers full hospital benefits with out-of-hospital benefits provided by designated network providers only.
Beat Series
Beat 1 | |||||
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Main Member: | Adult: | Child: | Specialist Rate: | Hospital choice: | |
Premium: R1,257 pm Savings: R0- yr |
Premium: R976 pm Savings: R0- yr |
Premium: R529 pm Savings: R0- yr |
Pay for maximum 4 children | 100% | Unlimited, except: oncology at state facilities |
Out-of-hospital, scheme pays for some: Wound care, specialised radiology, contraceptives and preventative benefits. Limits apply. All else paid from out of pocket, unless PMB. View this plan | |
Beat 1 Network | |||||
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Main Member: | Adult: | Child: | Specialist Rate: | Hospital choice: | |
Premium: R1,131 pm Savings: R0- yr |
Premium: R879 pm Savings: R0- yr |
Premium: R476 pm Savings: R0- yr |
Pay for maximum 4 children | 100% | Network, except: oncology at state facilities |
Out-of-hospital, scheme pays for some: Wound care, specialised radiology, contraceptives and preventative benefits. Limits apply. All else paid from out of pocket, unless PMB. View this plan | |
Beat 2 | |||||
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Main Member: | Adult: | Child: | Specialist Rate: | Hospital choice: | |
Premium: R1,554 pm Savings: R3,168 yr |
Premium: R1,208 pm Savings: R2,460 yr |
Premium: R655 pm Savings: R1,332 yr |
Pay for maximum 4 children | 100% | Unlimited, except: oncology at state facilities |
Out-of-hospital, scheme pays for some: Preventative dentistry, wound care, specialised radiology, contraceptives and preventative benefits. Limits apply. All else paid from savings or from out of pocket, unless PMB. View this plan | |
Beat 2 Network | |||||
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Main Member: | Adult: | Child: | Specialist Rate: | Hospital choice: | |
Premium: R1,399 pm Savings: R2,856 yr |
Premium: R1,087 pm Savings: R2,220 yr |
Premium: R589 pm Savings: R1,220 yr |
Pay for maximum 4 children | 100% | Network, except: oncology at state facilities |
Out-of-hospital, scheme pays for some: Preventative dentistry, wound care, specialised radiology, contraceptives and preventative benefits. Limits apply. All else paid from savings or from out of pocket, unless PMB. View this plan | |
Beat 3 | |||||
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Main Member: | Adult: | Child: | Specialist Rate: | Hospital choice: | |
Premium: R2,359 pm Savings: R4,812 yr |
Premium: R1,676 pm Savings: R3,420 yr |
Premium: R911 pm Savings: R1,860 yr |
Pay for maximum 4 children | 100% | Unlimited, except: oncology at state facilities |
Out-of-hospital, scheme pays for some: Preventative dentistry, optometry, maternity, wound care, specialised radiology, contraceptives, some medicine and preventative benefits. Limits apply. All else paid from savings or from out of pocket, unless PMB. View this plan | |
Beat 3 Network | |||||
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Main Member: | Adult: | Child: | Specialist Rate: | Hospital choice: | |
Premium: R2,123 pm Savings: R4,332 yr |
Premium: R1,509 pm Savings: R3,084 yr |
Premium: R820 pm Savings: R1,668 yr |
Pay for maximum 4 children | 100% | Network, except: oncology at state facilities |
Out-of-hospital, scheme pays for some: Preventative dentistry, optometry, maternity, wound care, specialised radiology, contraceptives, some medicine and preventative benefits. Limits apply. All else paid from savings or from out of pocket, unless PMB. View this plan | |
Beat 4 | |||||
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Main Member: | Adult: | Child: | Specialist Rate: | Hospital choice: | |
Premium: R3,618 pm Savings: R6,516 yr Fund: R10,000 (main) |
Premium: R2,988 pm Savings: R5,376 yr Fund: R20,000 (family) |
Premium: R895 pm Savings: R1,608 yr |
Pay for maximum 4 children | 100% | Unlimited |
Out-of-hospital, scheme pays for some: Preventative dentistry, optometry, maternity, specialised radiology, contraceptives, some medicine and preventative benefits. Limits apply. All else paid from savings, from extended fund or from out of pocket, unless PMB. View this plan | |
Pace Series
Pace 1 | |||||
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Main Member: | Adult: | Child: | Specialist Rate: | Hospital choice: | |
Premium: R3,055 pm Savings: R7,332 yr Fund: R8,500 (main) |
Premium: R2,145 pm Savings: R5,148 yr Fund: R17,000 (family) |
Premium: R711 pm Savings: R1,848 yr |
Pay for maximum 4 children | 100% | Unlimited |
Out-of-hospital, scheme pays for some: preventative dentistry, optometry, maternity, specialised radiology, contraceptives, some medicine and preventative benefits. Limits apply. All else paid from savings, from extended fund or from out of pocket, unless PMB. View this plan | |
Pace 2 | |||||
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Main Member: | Adult: | Child: | Specialist Rate: | Hospital choice: | |
Premium: R4,315 pm Savings: R7,764 yr Fund: R12,000 (main) |
Premium: R4,231 pm Savings: R7,620 yr Fund: R24,000 (family) |
Premium: R951 pm Savings: R1,716 yr |
Pay for maximum 4 children | 100% | Unlimited |
Out-of-hospital, scheme pays for some: Preventative dentistry, optometry, maternity, specialised radiology, contraceptives, medicine, trauma rehab and preventative benefits. Limits apply. All else paid from savings, from extended fund or from out of pocket, unless PMB. View this plan | |
Pace 3 A | |||||
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Main Member: | Adult: | Child: | Specialist Rate: | Hospital choice: | |
Premium: R4,243 pm Savings: R7,632 yr Fund: R15,000 (main) |
Premium: R3,394 pm Savings: R6,108 yr Fund: R31,000 (family) |
Premium: R725 pm Savings: R1,416 yr |
Pay for maximum 4 children | 100% | Unlimited |
Out-of-hospital, scheme pays for some: Preventative dentistry, optometry, maternity, specialised radiology, contraceptives, medicine, trauma rehab and preventative benefits. Limits apply. All else paid from savings, from extended fund or from out of pocket, unless PMB. View this plan | |
Pace 3 B | |||||
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Main Member: | Adult: | Child: | Specialist Rate: | Hospital choice: | |
Premium: R5,097 pm Savings: R9,180 yr Fund: R28,000 (main) |
Premium: R4,066 pm Savings: R7,320 yr Fund: R45,100 (family) |
Premium: R853 pm Savings: R1,536 yr |
Pay for maximum 4 children | 100% | Unlimited |
Out-of-hospital, scheme pays for some: Preventative dentistry, optometry, maternity, specialised radiology, contraceptives, medicine, trauma rehab and preventative benefits. Limits apply. All else paid from savings, from extended fund or from out of pocket, unless PMB. View this plan | |
Pace 4 | |||||
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Main Member: | Adult: | Child: | Specialist Rate: | Hospital choice: | |
Premium: R6,096 pm Savings: R996 yr |
Premium: R6,096 pm Savings: R996 yr |
Premium: R1,428 pm Savings: R516 yr |
Pay for maximum 4 children | 100% | Unlimited |
Out-of-hospital, scheme pays for some: Optometry, maternity, specialised radiology, trauma rehab, medication, contraceptives and preventative benefits. Limits apply. All else paid from extended fund, from savings or out of pocket, unless PMB. View this plan | |
Pulse Series
Pulse 1 A | |||||
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Main Member: | Adult: | Child: | Specialist Rate: | Hospital choice: | |
Premium: R1,131 pm Savings: R0- yr |
Premium: R1,075 pm Savings: R0- yr |
Premium: R679 pm Savings: R0- yr |
Pay for maximum 4 children | 100% | Network, except: oncology at state facilities |
Out-of-hospital, scheme pays for some: GP and specialist consults, dentistry, optometry, maternity, radiology and pathology, contraceptives and preventative benefits. Limits apply. All else paid from out of pocket, unless PMB. View this plan | |
Pulse 1 B | |||||
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Main Member: | Adult: | Child: | Specialist Rate: | Hospital choice: | |
Premium: R1,357 pm Savings: R0- yr |
Premium: R1,290 pm Savings: R0- yr |
Premium: R814 pm Savings: R0- yr |
Pay for maximum 4 children | 100% | Network, except: oncology at state facilities |
Out-of-hospital, scheme pays for some: GP and specialist consults, dentistry, optometry, maternity, radiology and pathology, contraceptives and preventative benefits. Limits apply. All else paid from out of pocket, unless PMB. View this plan | |
Pulse 1 C | |||||
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Main Member: | Adult: | Child: | Specialist Rate: | Hospital choice: | |
Premium: R1,630 pm Savings: R0- yr |
Premium: R1,466 pm Savings: R0- yr |
Premium: R814 pm Savings: R0- yr |
Pay for maximum 4 children | 100% | Network, except: oncology at state facilities |
Out-of-hospital, scheme pays for some: GP and specialist consults, dentistry, optometry, maternity, radiology and pathology, contraceptives and preventative benefits. Limits apply. All else paid from out of pocket, unless PMB. View this plan | |
Pulse 2 | |||||
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Main Member: | Adult: | Child: | Specialist Rate: | Hospital choice: | |
Premium: R3,902 pm Savings: R0- yr Fund: R11,350 (main) |
Premium: R3,902 pm Savings: R0- yr Fund: R22,550 (family) |
Premium: R927 pm Savings: R0- yr |
Pay for maximum 4 children | 100% | Unlimited |
Out-of-hospital, scheme pays for some: GP and specialist consults, dentistry, optometry, appliances, wound care, maternity, radiology and pathology, specialised radiology, medication, contraceptives and preventative benefits. Limits apply. All else paid from out of pocket, unless PMB. View this plan | |
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