Discovery in-hospital benefits: 2017

By Staff Writer -

Click here to compare in-hospital benefits across all schemes, or use the menu bar above for more options. Discovery home page.

Executive Plan

Comprehensive Series

Discovery Classic Comprehensive 2017: In-hospital Benefits
In brief: 200% scheme rate for specialists. Comprehensive cover with savings, extended fund, and unlimited above threshold benefits that cover most out-of-hospital benefits (with sub limits). Extended benefit covers some claims while in self-payment gap. All else paid from out of pocket, unless PMB.
1. Payout Rate:
  • Covered in full for specialists with payment arrangement with Discovery
  • Otherwise, 200% scheme rate
Overall Annual Limit (OAL):
Unlimited overall, with sub-limits
Contributions:
Main: Adult: Child:
Total Cost: R4,506 R4,264 R898
Children: Pay for maximum 3 children
Day-to-Day Benefit:
Out-of-hospital, scheme pays for some: Comprehensive cover that covers most out-of-hospital benefits (with sub limits). Extended benefit covers some claims while in self-payment gap. All else paid from out of pocket, unless PMB.
Main: Adult: Child:
(S) Savings: R13,512 R12,792 R2,688
(SP) Self Payment: R1,988 R2,708 R262
Threshold (S+SP): R15,500 R15,500 R2,950
Above Threshold: No limit No limit No limit

Compare with these plans:
2. Hospital Choice:
  • Unlimited
3. Specialised Radiology:
  • If not related to admission or for conservative back or neck treatment: the first R2,750 paid from day-to-day benefit
4. Supplementary Services: (Physio, etc)
  • Covered in full for professionals with payment arrangement with Discovery
  • Otherwise, 200% scheme rate
5. Transplants:
  • Covered
6. Co-payments:
  • Scopes: First R3,150 co-payment paid from day-to-day benefit. No co-payment if done in doctor's rooms.
7. Alternatives to hospitals:
  • Administration of IV, iron treatments, steroids and immunoglobulins when a hospital admission is not required: covered
  • Care for venous ulcers, diabetic foot ulcers, pressure sores and other moderate to severe wounds for patients who do not require hospital admission: covered
  • End of life care: R52,750 per person, per lifetime
  • Cancer: Unlimited palliative care cover for approved care at home

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Discovery Classic Delta Comprehensive 2017: In-hospital Benefits
In brief: 200% scheme rate for specialists. Network hospitals. Comprehensive cover with savings, extended fund, and unlimited above threshold benefits that cover most out-of-hospital benefits (with sub limits). Extended benefit covers some claims while in self-payment gap. All else paid from out of pocket, unless PMB.
1. Payout Rate:
  • Covered in full for specialists with payment arrangement with Discovery
  • Otherwise, 200% scheme rate
Overall Annual Limit (OAL):
Unlimited overall, with sub-limits
Contributions:
Main: Adult: Child:
Total Cost: R4,059 R3,842 R807
Children: Pay for maximum 3 children
Day-to-Day Benefit:
Out-of-hospital, scheme pays for some: Comprehensive cover that covers most out-of-hospital benefits (with sub limits). Extended benefit covers some claims while in self-payment gap. All else paid from out of pocket, unless PMB.
Main: Adult: Child:
(S) Savings: R12,168 R11,520 R2,412
(SP) Self Payment: R3,332 R3,980 R538
Threshold (S+SP): R15,500 R15,500 R2,950
Above Threshold: No limit No limit No limit

Compare with these plans:
2. Hospital Choice:
  • Hospitals in Delta Network
  • Otherwise, R7,100 co-payment
3. Specialised Radiology:
  • If not related to admission or for conservative back or neck treatment: the first R2,750 paid from day-to-day benefit
4. Supplementary Services: (Physio, etc)
  • Covered in full for professionals with payment arrangement with Discovery
  • Otherwise, 200% scheme rate
5. Transplants:
  • Covered
6. Co-payments:
  • Scopes: First R3,150 co-payment paid from day-to-day benefit. No co-payment if done in doctor's rooms.
7. Alternatives to hospitals:
  • Administration of IV, iron treatments, steroids and immunoglobulins when a hospital admission is not required: covered
  • Care for venous ulcers, diabetic foot ulcers, pressure sores and other moderate to severe wounds for patients who do not require hospital admission: covered
  • End of life care: R52,750 per person, per lifetime
  • Cancer: Unlimited palliative care cover for approved care at home

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Discovery Classic Comprehensive Zero MSA 2017: In-hospital Benefits
In brief: 200% scheme rate for specialists. Comprehensive cover with no savings, a self-payment gap and unlimited above threshold benefits that cover most out-of-hospital benefits (with sub limits). All else paid from out of pocket, unless PMB.
1. Payout Rate:
  • Covered in full for specialists with payment arrangement with Discovery
  • Otherwise, 200% scheme rate
Overall Annual Limit (OAL):
Unlimited overall, with sub-limits
Contributions:
Main: Adult: Child:
Total Cost: R3,380 R3,199 R674
Children: Pay for maximum 3 children
Day-to-Day Benefit:
Comprehensive cover with no savings, a self-payment gap and unlimited above threshold benefits that cover most out-of-hospital benefits (with sub limits). All else paid from out of pocket, unless PMB.
Main: Adult: Child:
(S) Savings: R0- R0- R0-
(SP) Self Payment: R#VALUE! R#VALUE! R#VALUE!
Threshold (S+SP): R15,500 R15,500 R2,950
Above Threshold: No limit No limit No limit

Compare with these plans:
2. Hospital Choice:
  • Unlimited
3. Specialised Radiology:
  • Only covered once Annual Threshold is reached
4. Supplementary Services: (Physio, etc)
  • Covered in full for professionals with payment arrangement with Discovery
  • Otherwise, 200% scheme rate
5. Transplants:
  • Covered
6. Co-payments:
  • Scopes: First R3,150 co-payment paid from day-to-day benefit. No co-payment if done in doctor's rooms.
7. Alternatives to hospitals:
  • Administration of IV, iron treatments, steroids and immunoglobulins when a hospital admission is not required: covered
  • Care for venous ulcers, diabetic foot ulcers, pressure sores and other moderate to severe wounds for patients who do not require hospital admission: covered
  • End of life care: R52,750 per person, per lifetime
  • Cancer: Unlimited palliative care cover for approved care at home

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Discovery Essential Comprehensive 2017: In-hospital Benefits
In brief: 100% scheme rate for specialists. Comprehensive cover with savings, extended fund, and unlimited above threshold benefits that cover most out-of-hospital benefits (with sub limits). Extended benefit covers some claims while in self-payment gap. All else paid from out of pocket, unless PMB.
1. Payout Rate:
  • Covered in full for specialists with payment arrangement with Discovery
  • Otherwise, 100% scheme rate
Overall Annual Limit (OAL):
Unlimited overall, with sub-limits
Contributions:
Main: Adult: Child:
Total Cost: R3,787 R3,580 R762
Children: Pay for maximum 3 children
Day-to-Day Benefit:
Out-of-hospital, scheme pays for some: Comprehensive cover that covers most out-of-hospital benefits (with sub limits). Extended benefit covers some claims while in self-payment gap. All else paid from out of pocket, unless PMB.
Main: Adult: Child:
(S) Savings: R6,816 R6,444 R1,368
(SP) Self Payment: R8,684 R9,056 R1,582
Threshold (S+SP): R15,500 R15,500 R2,950
Above Threshold: No limit No limit No limit

Compare with these plans:
2. Hospital Choice:
  • Unlimited
3. Specialised Radiology:
  • If not related to admission or for conservative back or neck treatment: the first R2,750 paid from day-to-day benefit
4. Supplementary Services: (Physio, etc)
  • Covered in full for professionals with payment arrangement with Discovery
  • Otherwise, 100% scheme rate
5. Transplants:
  • Covered
6. Co-payments:
  • Scopes: First R3,150 co-payment paid from day-to-day benefit. No co-payment if done in doctor's rooms.
7. Alternatives to hospitals:
  • Administration of IV, iron treatments, steroids and immunoglobulins when a hospital admission is not required: covered
  • Care for venous ulcers, diabetic foot ulcers, pressure sores and other moderate to severe wounds for patients who do not require hospital admission: covered
  • End of life care: R52,750 per person, per lifetime
  • Cancer: Unlimited palliative care cover for approved care at home

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Discovery Essential Delta Comprehensive 2017: In-hospital Benefits
In brief: 100% scheme rate for specialists. Network hospitals. Comprehensive cover with savings, extended fund, and unlimited above threshold benefits that cover most out-of-hospital benefits (with sub limits). Extended benefit covers some claims while in self-payment gap. All else paid from out of pocket, unless PMB.
1. Payout Rate:
  • Covered in full for specialists with payment arrangement with Discovery
  • Otherwise, 100% scheme rate
Overall Annual Limit (OAL):
Unlimited overall, with sub-limits
Contributions:
Main: Adult: Child:
Total Cost: R3,410 R3,221 R684
Children: Pay for maximum 3 children
Day-to-Day Benefit:
Out-of-hospital, scheme pays for some: Comprehensive cover that covers most out-of-hospital benefits (with sub limits). Extended benefit covers some claims while in self-payment gap. All else paid from out of pocket, unless PMB.
Main: Adult: Child:
(S) Savings: R6,132 R5,796 R1,224
(SP) Self Payment: R9,368 R9,704 R1,726
Threshold (S+SP): R15,500 R15,500 R2,950
Above Threshold: No limit No limit No limit

Compare with these plans:
2. Hospital Choice:
  • Hospitals in Delta Network
  • Otherwise, R7,100 co-payment
3. Specialised Radiology:
  • If not related to admission or for conservative back or neck treatment: the first R2,750 paid from day-to-day benefit
4. Supplementary Services: (Physio, etc)
  • Covered in full for professionals with payment arrangement with Discovery
  • Otherwise, 100% scheme rate
5. Transplants:
  • Covered
6. Co-payments:
  • Scopes: First R3,150 co-payment paid from day-to-day benefit. No co-payment if done in doctor's rooms.
7. Alternatives to hospitals:
  • Administration of IV, iron treatments, steroids and immunoglobulins when a hospital admission is not required: covered
  • Care for venous ulcers, diabetic foot ulcers, pressure sores and other moderate to severe wounds for patients who do not require hospital admission: covered
  • End of life care: R52,750 per person, per lifetime
  • Cancer: Unlimited palliative care cover for approved care at home

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Saver Series

Discovery Classic Saver 2017: In-hospital Benefits
In brief: 200% scheme rate for specialists. Over and above the savings fund, scheme pays out-of-hospital claims for: GP consults, maternity, kids' casualty if savings run out. Limits apply. All else paid from savings or from out of pocket, unless PMB.
1. Payout Rate:
  • Covered in full for specialists with payment arrangement with Discovery
  • Otherwise, 200% scheme rate
Overall Annual Limit (OAL):
Unlimited overall, with sub-limits
Contributions:
Main: Adult: Child:
Total Cost: R2,577 R2,029 R1,031
Children: Pay for maximum 3 children
Day-to-Day Benefit:
Out-of-hospital, scheme pays for some: GP consults, maternity, kids' casualty if savings run out. Limits apply. All else paid from savings or from out of pocket, unless PMB.
Main: Adult: Child:
(S) Savings: R7,728 R6,084 R3,084

Compare with these plans:
2. Hospital Choice:
  • Unlimited
3. Specialised Radiology:
  • If not related to admission or for conservative back or neck treatment: the first R2,750 paid from day-to-day benefit
4. Supplementary Services: (Physio, etc)
  • Covered in full for professionals with payment arrangement with Discovery
  • Otherwise, 200% scheme rate
5. Transplants:
  • Covered
6. Co-payments:
  • Scopes: R3,900 co-payment from day-to-day benefit. No co-payment if done in doctor's rooms.
7. Alternatives to hospitals:
  • Administration of IV, iron treatments, steroids and immunoglobulins when a hospital admission is not required: covered
  • Care for venous ulcers, diabetic foot ulcers, pressure sores and other moderate to severe wounds for patients who do not require hospital admission: covered
  • End of life care: R52,750 per person, per lifetime
  • Cancer: Unlimited palliative care cover for approved care at home

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Discovery Classic Delta Saver 2017: In-hospital Benefits
In brief: 200% scheme rate for specialists. Network Hospitals. Over and above the savings fund, scheme pays out-of-hospital claims for: GP consults, maternity, kids' casualty if savings run out. Limits apply. All else paid from savings or from out of pocket, unless PMB.
1. Payout Rate:
  • Covered in full for specialists with payment arrangement with Discovery
  • Otherwise, 200% scheme rate
Overall Annual Limit (OAL):
Unlimited overall, with sub-limits
Contributions:
Main: Adult: Child:
Total Cost: R2,058 R1,623 R826
Children: Pay for maximum 3 children
Day-to-Day Benefit:
Out-of-hospital, scheme pays for some: GP consults, maternity, kids' casualty if savings run out. Limits apply. All else paid from savings or from out of pocket, unless PMB.
Main: Adult: Child:
(S) Savings: R6,168 R4,860 R2,472

Compare with these plans:
2. Hospital Choice:
  • Hospitals in Delta Network
  • Otherwise, R7,100 co-payment
3. Specialised Radiology:
  • If not related to admission or for conservative back or neck treatment: the first R2,750 paid from day-to-day benefit
4. Supplementary Services: (Physio, etc)
  • Covered in full for professionals with payment arrangement with Discovery
  • Otherwise, 200% scheme rate
5. Transplants:
  • Covered
6. Co-payments:
  • Scopes: R3,900 co-payment from day-to-day benefit. No co-payment if done in doctor's rooms.
7. Alternatives to hospitals:
  • Administration of IV, iron treatments, steroids and immunoglobulins when a hospital admission is not required: covered
  • Care for venous ulcers, diabetic foot ulcers, pressure sores and other moderate to severe wounds for patients who do not require hospital admission: covered
  • End of life care: R52,750 per person, per lifetime
  • Cancer: Unlimited palliative care cover for approved care at home

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Discovery Essential Saver 2017: In-hospital Benefits
In brief: 100% scheme rate for specialists. Over and above the savings fund, scheme pays out-of-hospital claims for: GP consults if savings run out. Limits apply. All else paid from savings or from out of pocket, unless PMB.
1. Payout Rate:
  • Covered in full for specialists with payment arrangement with Discovery
  • Otherwise, 100% scheme rate
Overall Annual Limit (OAL):
Unlimited overall, with sub-limits
Contributions:
Main: Adult: Child:
Total Cost: R2,047 R1,536 R819
Children: Pay for maximum 3 children
Day-to-Day Benefit:
Out-of-hospital, scheme pays for some: GP consults if savings run out. Limits apply. All else paid from savings or from out of pocket, unless PMB.
Main: Adult: Child:
(S) Savings: R3,684 R2,760 R1,464

Compare with these plans:
2. Hospital Choice:
  • Unlimited
3. Specialised Radiology:
  • If not related to admission or for conservative back or neck treatment: the first R2,750 paid from day-to-day benefit
4. Supplementary Services: (Physio, etc)
  • Covered in full for professionals with payment arrangement with Discovery
  • Otherwise, 100% scheme rate
5. Transplants:
  • Covered
6. Co-payments:
  • Scopes: R3,900 co-payment from day-to-day benefit. No co-payment if done in doctor's rooms.
7. Alternatives to hospitals:
  • Administration of IV, iron treatments, steroids and immunoglobulins when a hospital admission is not required: covered
  • Care for venous ulcers, diabetic foot ulcers, pressure sores and other moderate to severe wounds for patients who do not require hospital admission: covered
  • End of life care: R52,750 per person, per lifetime
  • Cancer: Unlimited palliative care cover for approved care at home

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Discovery Essential Delta Saver 2017: In-hospital Benefits
In brief: 100% scheme rate for specialists. Network hospitals. Over and above the savings fund, scheme pays out-of-hospital claims for: GP consults if savings run out. Limits apply. All else paid from savings or from out of pocket, unless PMB.
1. Payout Rate:
  • Covered in full for specialists with payment arrangement with Discovery
  • Otherwise, 100% scheme rate
Overall Annual Limit (OAL):
Unlimited overall, with sub-limits
Contributions:
Main: Adult: Child:
Total Cost: R1,634 R1,230 R655
Children: Pay for maximum 3 children
Day-to-Day Benefit:
Out-of-hospital, scheme pays for some: GP consults if savings run out. Limits apply. All else paid from savings or from out of pocket, unless PMB.
Main: Adult: Child:
(S) Savings: R2,940 R2,208 R1,176

Compare with these plans:
2. Hospital Choice:
  • Hospitals in Delta Network
  • Otherwise, R7,100 co-payment
3. Specialised Radiology:
  • If not related to admission or for conservative back or neck treatment: the first R2,750 paid from day-to-day benefit
4. Supplementary Services: (Physio, etc)
  • Covered in full for professionals with payment arrangement with Discovery
  • Otherwise, 100% scheme rate
5. Transplants:
  • Covered
6. Co-payments:
  • Scopes: R3,900 co-payment from day-to-day benefit. No co-payment if done in doctor's rooms.
7. Alternatives to hospitals:
  • Administration of IV, iron treatments, steroids and immunoglobulins when a hospital admission is not required: covered
  • Care for venous ulcers, diabetic foot ulcers, pressure sores and other moderate to severe wounds for patients who do not require hospital admission: covered
  • End of life care: R52,750 per person, per lifetime
  • Cancer: Unlimited palliative care cover for approved care at home

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Discovery Coastal Saver 2017: In-hospital Benefits
In brief: 100% scheme rate for specialists. Network hospitals. Over and above the savings fund, scheme pays out-of-hospital claims for: GP consults if savings run out. Limits apply. All else paid from savings or from out of pocket, unless PMB.
1. Payout Rate:
  • Covered in full for specialists with payment arrangement with Discovery
  • Otherwise, 100% scheme rate
Overall Annual Limit (OAL):
Unlimited overall, with sub-limits
Contributions:
Main: Adult: Child:
Total Cost: R2,007 R1,506 R808
Children: Pay for maximum 3 children
Day-to-Day Benefit:
Out-of-hospital, scheme pays for some: GP consults if savings run out. Limits apply. All else paid from savings or from out of pocket, unless PMB.
Main: Adult: Child:
(S) Savings: R4,812 R3,612 R1,932

Compare with these plans:
2. Hospital Choice:
  • Selected private hospitals in coastal provinces
  • Otherwise, no payment if a non-selected hospital is used in coastal province, or a 70% payment if a hospital is used outside the coastal provinces.
3. Specialised Radiology:
  • If not related to admission or for conservative back or neck treatment: the first R2,750 paid from day-to-day benefit
4. Supplementary Services: (Physio, etc)
  • Covered in full for professionals with payment arrangement with Discovery
  • Otherwise, 100% scheme rate
5. Transplants:
  • Covered
6. Co-payments:
  • Scopes: R3,900 co-payment from day-to-day benefit. No co-payment if done in doctor's rooms.
7. Alternatives to hospitals:
  • Administration of IV, iron treatments, steroids and immunoglobulins when a hospital admission is not required: covered
  • Care for venous ulcers, diabetic foot ulcers, pressure sores and other moderate to severe wounds for patients who do not require hospital admission: covered
  • End of life care: R52,750 per person, per lifetime
  • Cancer: Unlimited palliative care cover for approved care at home

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Core Series

Discovery Classic Core 2017: In-hospital Benefits
In brief: 200% scheme rate for specialists. Most day-to-day claims paid from out of pocket, unless PMB.
1. Payout Rate:
  • Covered in full for specialists with payment arrangement with Discovery
  • Otherwise, 200% scheme rate
Overall Annual Limit (OAL):
Unlimited overall, with sub-limits
Contributions:
Main: Adult: Child:
Total Cost: R1,918 R1,510 R767
Children: Pay for maximum 3 children
Day-to-Day Benefit:
Out-of-hospital, scheme pays for some: Most claims paid from out of pocket, unless PMB.
Main: Adult: Child:
(S) Savings: R0- R0- R0-

Compare with these plans:
2. Hospital Choice:
  • Unlimited
3. Specialised Radiology:
  • If not related to admission or for conservative back or neck treatment: no benefit
4. Supplementary Services: (Physio, etc)
  • Covered in full for professionals with payment arrangement with Discovery
  • Otherwise, 200% scheme rate
5. Transplants:
  • Covered
6. Co-payments:
  • Scopes: R3,900 co-payment from day-to-day benefit. No co-payment if done in doctor's rooms.
7. Alternatives to hospitals:
  • Administration of IV, iron treatments, steroids and immunoglobulins when a hospital admission is not required: covered
  • Care for venous ulcers, diabetic foot ulcers, pressure sores and other moderate to severe wounds for patients who do not require hospital admission: covered
  • End of life care: R52,750 per person, per lifetime
  • Cancer: Unlimited palliative care cover for approved care at home

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Discovery Classic Delta Core 2017: In-hospital Benefits
In brief: 200% scheme rate for specialists. Network hospitals. Most day-to-day claims paid from out of pocket, unless PMB.
1. Payout Rate:
  • Covered in full for specialists with payment arrangement with Discovery
  • Otherwise, 200% scheme rate
Overall Annual Limit (OAL):
Unlimited overall, with sub-limits
Contributions:
Main: Adult: Child:
Total Cost: R1,535 R1,209 R612
Children: Pay for maximum 3 children
Day-to-Day Benefit:
Out-of-hospital, scheme pays for some: Most claims paid from out of pocket, unless PMB.
Main: Adult: Child:
(S) Savings: R0- R0- R0-

Compare with these plans:
2. Hospital Choice:
  • Hospitals in Delta Network
  • Otherwise, R7,100 co-payment
3. Specialised Radiology:
  • If not related to admission or for conservative back or neck treatment: no benefit
4. Supplementary Services: (Physio, etc)
  • Covered in full for professionals with payment arrangement with Discovery
  • Otherwise, 200% scheme rate
5. Transplants:
  • Covered
6. Co-payments:
  • Scopes: R3,900 co-payment from day-to-day benefit. No co-payment if done in doctor's rooms.
7. Alternatives to hospitals:
  • Administration of IV, iron treatments, steroids and immunoglobulins when a hospital admission is not required: covered
  • Care for venous ulcers, diabetic foot ulcers, pressure sores and other moderate to severe wounds for patients who do not require hospital admission: covered
  • End of life care: R52,750 per person, per lifetime
  • Cancer: Unlimited palliative care cover for approved care at home

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Discovery Essential Core 2017: In-hospital Benefits
In brief: 100% scheme rate for specialists. Most day-to-day claims paid from out of pocket, unless PMB.
1. Payout Rate:
  • Covered in full for specialists with payment arrangement with Discovery
  • Otherwise, 100% scheme rate
Overall Annual Limit (OAL):
Unlimited overall, with sub-limits
Contributions:
Main: Adult: Child:
Total Cost: R1,648 R1,234 R661
Children: Pay for maximum 3 children
Day-to-Day Benefit:
Out-of-hospital, scheme pays for some: Most claims paid from out of pocket, unless PMB.
Main: Adult: Child:
(S) Savings: R0- R0- R0-

Compare with these plans:
2. Hospital Choice:
  • Unlimited
3. Specialised Radiology:
  • If not related to admission or for conservative back or neck treatment: no benefit
4. Supplementary Services: (Physio, etc)
  • Covered in full for professionals with payment arrangement with Discovery
  • Otherwise, 100% scheme rate
5. Transplants:
  • Covered
6. Co-payments:
  • Scopes: R3,900 co-payment from day-to-day benefit. No co-payment if done in doctor's rooms.
7. Alternatives to hospitals:
  • Administration of IV, iron treatments, steroids and immunoglobulins when a hospital admission is not required: covered
  • Care for venous ulcers, diabetic foot ulcers, pressure sores and other moderate to severe wounds for patients who do not require hospital admission: covered
  • End of life care: R52,750 per person, per lifetime
  • Cancer: Unlimited palliative care cover for approved care at home

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Discovery Essential Delta Core 2017: In-hospital Benefits
In brief: 100% scheme rate for specialists. Network hospitals. Most day-to-day claims paid from out of pocket, unless PMB.
1. Payout Rate:
  • Covered in full for specialists with payment arrangement with Discovery
  • Otherwise, 100% scheme rate
Overall Annual Limit (OAL):
Unlimited overall, with sub-limits
Contributions:
Main: Adult: Child:
Total Cost: R1,317 R989 R528
Children: Pay for maximum 3 children
Day-to-Day Benefit:
Out-of-hospital, scheme pays for some: Most claims paid from out of pocket, unless PMB.
Main: Adult: Child:
(S) Savings: R0- R0- R0-

Compare with these plans:
2. Hospital Choice:
  • Hospitals in Delta Network
  • Otherwise, R7,100 co-payment
3. Specialised Radiology:
  • If not related to admission or for conservative back or neck treatment: no benefit
4. Supplementary Services: (Physio, etc)
  • Covered in full for professionals with payment arrangement with Discovery
  • Otherwise, 100% scheme rate
5. Transplants:
  • Covered
6. Co-payments:
  • Scopes: R3,900 co-payment from day-to-day benefit. No co-payment if done in doctor's rooms.
7. Alternatives to hospitals:
  • Administration of IV, iron treatments, steroids and immunoglobulins when a hospital admission is not required: covered
  • Care for venous ulcers, diabetic foot ulcers, pressure sores and other moderate to severe wounds for patients who do not require hospital admission: covered
  • End of life care: R52,750 per person, per lifetime
  • Cancer: Unlimited palliative care cover for approved care at home

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Discovery Coastal Core 2017: In-hospital Benefits
In brief: 100% scheme rate for specialists. Network hospitals. Most day-to-day claims paid from out of pocket, unless PMB.
1. Payout Rate:
  • Covered in full for specialists with payment arrangement with Discovery
  • Otherwise, 100% scheme rate
Overall Annual Limit (OAL):
Unlimited overall, with sub-limits
Contributions:
Main: Adult: Child:
Total Cost: R1,496 R1,122 R596
Children: Pay for maximum 3 children
Day-to-Day Benefit:
Out-of-hospital, scheme pays for some: Most claims paid from out of pocket, unless PMB.
Main: Adult: Child:
(S) Savings: R0- R0- R0-

Compare with these plans:
2. Hospital Choice:
  • Selected private hospitals in coastal provinces
  • Otherwise, no payment if a non-selected hospital is used in coastal province, or a 70% payment if a hospital is used outside the coastal provinces.
3. Specialised Radiology:
  • If not related to admission or for conservative back or neck treatment: no benefit
4. Supplementary Services: (Physio, etc)
  • Covered in full for professionals with payment arrangement with Discovery
  • Otherwise, 100% scheme rate
5. Transplants:
  • Covered
6. Co-payments:
  • Scopes: R3,900 co-payment from day-to-day benefit. No co-payment if done in doctor's rooms.
7. Alternatives to hospitals:
  • Administration of IV, iron treatments, steroids and immunoglobulins when a hospital admission is not required: covered
  • Care for venous ulcers, diabetic foot ulcers, pressure sores and other moderate to severe wounds for patients who do not require hospital admission: covered
  • End of life care: R52,750 per person, per lifetime
  • Cancer: Unlimited palliative care cover for approved care at home

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Priority Series

Discovery Classic Priority 2017: In-hospital Benefits
In brief: 200% scheme rate for specialists. Comprehensive cover with savings, extended fund, and limited above threshold benefits that cover most out-of-hospital benefits (with sub limits). Extended benefit covers some claims while in self-payment gap. All else paid from out of pocket, unless PMB.
1. Payout Rate:
  • Covered in full for specialists with payment arrangement with Discovery
  • Otherwise, 200% scheme rate
Overall Annual Limit (OAL):
Unlimited overall, with sub-limits
Contributions:
Main: Adult: Child:
Total Cost: R2,968 R2,337 R1,187
Children: Pay for maximum 3 children
Day-to-Day Benefit:
Out-of-hospital, scheme pays for some: Comprehensive cover that covers most out-of-hospital benefits (with sub limits) with limited above threshold benefit. Extended benefit covers some claims while in self-payment gap. All else paid from out of pocket, unless PMB.
Main: Adult: Child:
(S) Savings: R8,904 R7,008 R3,552
(SP) Self Payment: R4,246 R2,842 R748
Threshold (S+SP): R13,150 R9,850 R4,300
Above Threshold: 11,150 7,950 3,850

Compare with these plans:
2. Hospital Choice:
  • Unlimited
3. Specialised Radiology:
  • If not related to admission or for conservative back or neck treatment: you pay the first R2,800 of the hospital account. Also, the first R2,750 of scan is paid from day-to-day benefit.
4. Supplementary Services: (Physio, etc)
  • Covered in full for professionals with payment arrangement with Discovery
  • Otherwise, 200% scheme rate
5. Transplants:
  • Covered
6. Co-payments:
  • Scopes: First R3,150 co-payment paid from day-to-day benefit
  • Conservative back and neck treatment, adenoidectomy, myringotomy (grommets), tonsillectomy: R2,800 co-payment
  • Arthroscopy, functional nasal procedures, hysterectomy, laparoscopy, hysteroscopy, endometrial ablation: R6,750 co-payment
  • Reflux surgery, spinal surgery, joint replacements: R13,850 co-payment
  • No co-payment is procedure can and is done out-of-hospital
7. Alternatives to hospitals:
  • Administration of IV, iron treatments, steroids and immunoglobulins when a hospital admission is not required: covered
  • Care for venous ulcers, diabetic foot ulcers, pressure sores and other moderate to severe wounds for patients who do not require hospital admission: covered
  • End of life care: R52,750 per person, per lifetime
  • Cancer: Unlimited palliative care cover for approved care at home

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Discovery Essential Priority 2017: In-hospital Benefits
In brief: 100% scheme rate for specialists. Comprehensive cover with savings, extended fund, and limited above threshold benefits that cover most out-of-hospital benefits (with sub limits). Extended benefit covers some claims while in self-payment gap. All else paid from out of pocket, unless PMB.
1. Payout Rate:
  • Covered in full for specialists with payment arrangement with Discovery
  • Otherwise, 100% scheme rate
Overall Annual Limit (OAL):
Unlimited overall, with sub-limits
Contributions:
Main: Adult: Child:
Total Cost: R2,551 R2,004 R1,012
Children: Pay for maximum 3 children
Day-to-Day Benefit:
Out-of-hospital, scheme pays for some: Comprehensive cover that covers most out-of-hospital benefits (with sub limits) with limited above threshold benefit. Extended benefit covers some claims while in self-payment gap. All else paid from out of pocket, unless PMB.
Main: Adult: Child:
(S) Savings: R4,584 R3,600 R1,824
(SP) Self Payment: R8,566 R6,250 R2,476
Threshold (S+SP): R13,150 R9,850 R4,300
Above Threshold: 11,150 7,950 3,850

Compare with these plans:
2. Hospital Choice:
  • Unlimited
3. Specialised Radiology:
  • If not related to admission or for conservative back or neck treatment: you pay the first R2,800 of the hospital account. Also, the first R2,750 of scan is paid from day-to-day benefit.
4. Supplementary Services: (Physio, etc)
  • Covered in full for professionals with payment arrangement with Discovery
  • Otherwise, 100% scheme rate
5. Transplants:
  • Covered
6. Co-payments:
  • Scopes: First R3,150 co-payment paid from day-to-day benefit
  • Conservative back and neck treatment, adenoidectomy, myringotomy (grommets), tonsillectomy: R2,800 co-payment
  • Arthroscopy, functional nasal procedures, hysterectomy, laparoscopy, hysteroscopy, endometrial ablation: R6,750 co-payment
  • Reflux surgery, spinal surgery, joint replacements: R13,850 co-payment
  • No co-payment is procedure can and is done out-of-hospital
7. Alternatives to hospitals:
  • Administration of IV, iron treatments, steroids and immunoglobulins when a hospital admission is not required: covered
  • Care for venous ulcers, diabetic foot ulcers, pressure sores and other moderate to severe wounds for patients who do not require hospital admission: covered
  • End of life care: R52,750 per person, per lifetime
  • Cancer: Unlimited palliative care cover for approved care at home

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Smart Series

Discovery Classic Smart 2017: In-hospital Benefits
In brief: 200% scheme rate for specialists. Network hospitals. Scheme pays out-of-hospital claims for: GP consults, acute meds, eye and dental check up and sport related injuries, specialised radiology. Limits and co-payments apply. All else paid from out of pocket, unless PMB.
1. Payout Rate:
  • Covered in full for specialists with payment arrangement with Discovery
  • Otherwise, 200% scheme rate
Overall Annual Limit (OAL):
Unlimited overall, with sub-limits
Contributions:
Main: Adult: Child:
Total Cost: R1,535 R1,209 R612
Children: Pay for maximum 3 children
Day-to-Day Benefit:
Out-of-hospital, scheme pays for some: GP consults, acute meds, eye and dental check up and sport related injuries, specialised radiology. Limits and co-payments apply. All else paid from out of pocket, unless PMB.
Main: Adult: Child:
(S) Savings: R0- R0- R0-

Compare with these plans:
2. Hospital Choice:
  • Hospitals in Smart Network
  • Otherwise, R8,200 co-payment
3. Specialised Radiology:
  • If not related to admission or for conservative back or neck treatment: R2,750 co-payment
4. Supplementary Services: (Physio, etc)
  • Covered in full for professionals with payment arrangement with Discovery
  • Otherwise, 200% scheme rate
5. Transplants:
  • Covered
6. Co-payments:
  • Scopes: R3,900 co-payment from day-to-day benefit. No co-payment if done in doctor's rooms.
7. Alternatives to hospitals:
  • Administration of IV, iron treatments, steroids and immunoglobulins when a hospital admission is not required: covered
  • Care for venous ulcers, diabetic foot ulcers, pressure sores and other moderate to severe wounds for patients who do not require hospital admission: covered
  • End of life care: R52,750 per person, per lifetime
  • Cancer: Unlimited palliative care cover for approved care at home

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Discovery Essential Smart 2017: In-hospital Benefits
In brief: 100% scheme rate for specialists. Network hospitals. Scheme pays out-of-hospital claims for: GP consults, eye and dental check up. Limits and co-payments apply. All else paid from out of pocket, unless PMB.
1. Payout Rate:
  • Covered in full for specialists with payment arrangement with Discovery
  • Otherwise, 100% scheme rate
Overall Annual Limit (OAL):
Unlimited overall, with sub-limits
Contributions:
Main: Adult: Child:
Total Cost: R1,100 R1,100 R1,100
Children: Pay for maximum 3 children
Day-to-Day Benefit:
Out-of-hospital, scheme pays for some: GP consults, eye and dental check up. Limits and co-payments apply. All else paid from out of pocket, unless PMB.
Main: Adult: Child:
(S) Savings: R0- R0- R0-

Compare with these plans:
2. Hospital Choice:
  • Hospitals in Smart Network
  • Otherwise, R8,200 co-payment
3. Specialised Radiology:
  • If not related to admission or for conservative back or neck treatment: no benefit
4. Supplementary Services: (Physio, etc)
  • Covered in full for professionals with payment arrangement with Discovery
  • Otherwise, 100% scheme rate
5. Transplants:
  • Covered
6. Co-payments:
  • Scopes: R3,900 co-payment from day-to-day benefit. No co-payment if done in doctor's rooms.
7. Alternatives to hospitals:
  • Administration of IV, iron treatments, steroids and immunoglobulins when a hospital admission is not required: covered
  • Care for venous ulcers, diabetic foot ulcers, pressure sores and other moderate to severe wounds for patients who do not require hospital admission: covered
  • End of life care: R52,750 per person, per lifetime
  • Cancer: Unlimited palliative care cover for approved care at home

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KeyCare Series

Discovery KeyCare Plus A 2017: In-hospital Benefits
In brief: Unlimited cover in KeyCare networks. Scheme pays out-of-hospital claims for: maternity, GP consults, specialists, casualty visits, acute meds, pathology and radiology. Limits and co-payments apply. All else paid from out of pocket, unless PMB.
1. Payout Rate:
  • Covered in full at network hospitals
Overall Annual Limit (OAL):
Unlimited overall, with sub-limits
Contributions:
Main: Adult: Child:
Total Cost: R914 R914 R331
Children: Pay for maximum 3 children
Income limit: R0-R8,100 (other limits)
Day-to-Day Benefit:
Out-of-hospital, scheme pays for some: maternity, GP consults, specialists, casualty visits, acute meds, pathology and radiology. Limits and co-payments apply. All else paid from out of pocket, unless PMB.
Main: Adult: Child:
(S) Savings: R0- R0- R0-

Compare with these plans:
2. Hospital Choice:
  • KeyCare Hospital Network or KeyCare day surgery network
3. Specialised Radiology:
  • If related to approved hospital admission, covered in full
  • If not, Discovery will pay up to R3,250 per person
  • No cover for conservative back or neck treatments
4. Supplementary Services: (Physio, etc)
5. Transplants:
  • Covered
6. Co-payments:
  • Endoscopic procedures: Covered if performed in Day Surgery network
7. Alternatives to hospitals:
  • Administration of IV, iron treatments, steroids and immunoglobulins when a hospital admission is not required: covered
  • Care for venous ulcers, diabetic foot ulcers, pressure sores and other moderate to severe wounds for patients who do not require hospital admission: covered
  • End of life care: R37,350 per person, per lifetime
  • Cancer: Unlimited palliative care cover for approved care at home

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Discovery KeyCare Plus B 2017: In-hospital Benefits
In brief: Unlimited cover in KeyCare networks. Scheme pays out-of-hospital claims for: maternity, GP consults, specialists, casualty visits, acute meds, pathology and radiology. Limits and co-payments apply. All else paid from out of pocket, unless PMB.
1. Payout Rate:
  • Covered in full at network hospitals
Overall Annual Limit (OAL):
Unlimited overall, with sub-limits
Contributions:
Main: Adult: Child:
Total Cost: R1,280 R1,280 R358
Children: Pay for maximum 3 children
Income limit: R8,101-R11,550 (other limits)
Day-to-Day Benefit:
Out-of-hospital, scheme pays for some: maternity, GP consults, specialists, casualty visits, acute meds, pathology and radiology. Limits and co-payments apply. All else paid from out of pocket, unless PMB.
Main: Adult: Child:
(S) Savings: R0- R0- R0-

Compare with these plans:
2. Hospital Choice:
  • KeyCare Hospital Network or KeyCare day surgery network
3. Specialised Radiology:
4. Supplementary Services: (Physio, etc)
5. Transplants:
  • Covered
6. Co-payments:
7. Alternatives to hospitals:
  • Administration of IV, iron treatments, steroids and immunoglobulins when a hospital admission is not required: covered
  • Care for venous ulcers, diabetic foot ulcers, pressure sores and other moderate to severe wounds for patients who do not require hospital admission: covered
  • End of life care: R37,350 per person, per lifetime
  • Cancer: Unlimited palliative care cover for approved care at home

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Discovery KeyCare Plus C 2017: In-hospital Benefits
In brief: Unlimited cover in KeyCare networks. Scheme pays out-of-hospital claims for: maternity, GP consults, specialists, casualty visits, acute meds, pathology and radiology. Limits and co-payments apply. All else paid from out of pocket, unless PMB.
1. Payout Rate:
  • Covered in full at network hospitals
Overall Annual Limit (OAL):
Unlimited overall, with sub-limits
Contributions:
Main: Adult: Child:
Total Cost: R1,906 R1,906 R510
Children: Pay for maximum 3 children
Income limit: R11,551+ (other limits)
Day-to-Day Benefit:
Out-of-hospital, scheme pays for some: maternity, GP consults, specialists, casualty visits, acute meds, pathology and radiology. Limits and co-payments apply. All else paid from out of pocket, unless PMB.
Main: Adult: Child:
(S) Savings: R0- R0- R0-

Compare with these plans:
2. Hospital Choice:
  • KeyCare Hospital Network or KeyCare day surgery network
3. Specialised Radiology:
4. Supplementary Services: (Physio, etc)
5. Transplants:
  • Covered
6. Co-payments:
7. Alternatives to hospitals:
  • Administration of IV, iron treatments, steroids and immunoglobulins when a hospital admission is not required: covered
  • Care for venous ulcers, diabetic foot ulcers, pressure sores and other moderate to severe wounds for patients who do not require hospital admission: covered
  • End of life care: R37,350 per person, per lifetime
  • Cancer: Unlimited palliative care cover for approved care at home

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Discovery KeyCare Access A 2017: In-hospital Benefits
In brief: Unlimited cover in state facilities, or Access network for some procedures. Scheme pays out-of-hospital claims for: maternity, specialists. All else paid from out of pocket, unless PMB.
1. Payout Rate:
  • Covered in full at network hospitals
Overall Annual Limit (OAL):
Unlimited overall, with sub-limits
Contributions:
Main: Adult: Child:
Total Cost: R644 R644 R281
Children: Pay for maximum 3 children
Income limit: R0-R5,050 (other limits)
Day-to-Day Benefit:
Out-of-hospital, scheme pays for some: maternity, GP consults, specialists, casualty visits, acute meds, pathology and radiology. Limits and co-payments apply. All else paid from out of pocket, unless PMB.
Main: Adult: Child:
(S) Savings: R0- R0- R0-

Compare with these plans:
2. Hospital Choice:
  • Emergencies, trauma, childbirth and care for newborn in KeyCare Access Network
  • Traumas covered: injuries at work, burns, injuries from a crime, sexual assault, injuries from a car accident, injuries from a fall, loss of arm, leg or foot, near drowning, head injuries, poisoning or serious allergic reaction that may cause death
  • Other conditions in contracted state facilities
3. Specialised Radiology:
  • If related to approved hospital admission, covered in full
  • If not, Discovery will pay up to R3,250 per person
  • No cover for conservative back or neck treatments
4. Supplementary Services: (Physio, etc)
5. Transplants:
  • Covered
6. Co-payments:
7. Alternatives to hospitals:
  • Administration of IV, iron treatments, steroids and immunoglobulins when a hospital admission is not required: covered
  • Care for venous ulcers, diabetic foot ulcers, pressure sores and other moderate to severe wounds for patients who do not require hospital admission: covered
  • End of life care: R37,350 per person, per lifetime
  • Cancer: Unlimited palliative care cover for approved care at home

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Discovery KeyCare Access B 2017: In-hospital Benefits
In brief: Unlimited cover in state facilities, or Access network for some procedures. Scheme pays out-of-hospital claims for: maternity, specialists. All else paid from out of pocket, unless PMB.
1. Payout Rate:
  • Covered in full at network hospitals
Overall Annual Limit (OAL):
Unlimited overall, with sub-limits
Contributions:
Main: Adult: Child:
Total Cost: R859 R859 R309
Children: Pay for maximum 3 children
Income limit: R5,051-R8,100 (other limits)
Day-to-Day Benefit:
Out-of-hospital, scheme pays for some: maternity, GP consults, specialists, casualty visits, acute meds, pathology and radiology. Limits and co-payments apply. All else paid from out of pocket, unless PMB.
Main: Adult: Child:
(S) Savings: R0- R0- R0-

Compare with these plans:
2. Hospital Choice:
  • Emergencies, trauma, childbirth and care for newborn in KeyCare Access Network
  • Traumas covered: injuries at work, burns, injuries from a crime, sexual assault, injuries from a car accident, injuries from a fall, loss of arm, leg or foot, near drowning, head injuries, poisoning or serious allergic reaction that may cause death
  • Other conditions in contracted state facilities
3. Specialised Radiology:
4. Supplementary Services: (Physio, etc)
5. Transplants:
  • Covered
6. Co-payments:
7. Alternatives to hospitals:
  • Administration of IV, iron treatments, steroids and immunoglobulins when a hospital admission is not required: covered
  • Care for venous ulcers, diabetic foot ulcers, pressure sores and other moderate to severe wounds for patients who do not require hospital admission: covered
  • End of life care: R37,350 per person, per lifetime
  • Cancer: Unlimited palliative care cover for approved care at home

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Discovery KeyCare Access C 2017: In-hospital Benefits
In brief: Unlimited cover in state facilities, or Access network for some procedures. Scheme pays out-of-hospital claims for: maternity, specialists. All else paid from out of pocket, unless PMB.
1. Payout Rate:
  • Covered in full at network hospitals
Overall Annual Limit (OAL):
Unlimited overall, with sub-limits
Contributions:
Main: Adult: Child:
Total Cost: R1,241 R1,241 R348
Children: Pay for maximum 3 children
Income limit: R8,101-R11,550 (other limits)
Day-to-Day Benefit:
Out-of-hospital, scheme pays for some: maternity, GP consults, specialists, casualty visits, acute meds, pathology and radiology. Limits and co-payments apply. All else paid from out of pocket, unless PMB.
Main: Adult: Child:
(S) Savings: R0- R0- R0-

Compare with these plans:
2. Hospital Choice:
  • Emergencies, trauma, childbirth and care for newborn in KeyCare Access Network
  • Traumas covered: injuries at work, burns, injuries from a crime, sexual assault, injuries from a car accident, injuries from a fall, loss of arm, leg or foot, near drowning, head injuries, poisoning or serious allergic reaction that may cause death
  • Other conditions in contracted state facilities
3. Specialised Radiology:
4. Supplementary Services: (Physio, etc)
5. Transplants:
  • Covered
6. Co-payments:
7. Alternatives to hospitals:
  • Administration of IV, iron treatments, steroids and immunoglobulins when a hospital admission is not required: covered
  • Care for venous ulcers, diabetic foot ulcers, pressure sores and other moderate to severe wounds for patients who do not require hospital admission: covered
  • End of life care: R37,350 per person, per lifetime
  • Cancer: Unlimited palliative care cover for approved care at home

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Discovery KeyCare Access D 2017: In-hospital Benefits
In brief: Unlimited cover in state facilities, or Access network for some procedures. Scheme pays out-of-hospital claims for: maternity, specialists. All else paid from out of pocket, unless PMB.
1. Payout Rate:
  • Covered in full at network hospitals
Overall Annual Limit (OAL):
Unlimited overall, with sub-limits
Contributions:
Main: Adult: Child:
Total Cost: R1,863 R1,863 R503
Children: Pay for maximum 3 children
Income limit: R11,551+ (other limits)
Day-to-Day Benefit:
Out-of-hospital, scheme pays for some: maternity, GP consults, specialists, casualty visits, acute meds, pathology and radiology. Limits and co-payments apply. All else paid from out of pocket, unless PMB.
Main: Adult: Child:
(S) Savings: R0- R0- R0-

Compare with these plans:
2. Hospital Choice:
  • Emergencies, trauma, childbirth and care for newborn in KeyCare Access Network
  • Traumas covered: injuries at work, burns, injuries from a crime, sexual assault, injuries from a car accident, injuries from a fall, loss of arm, leg or foot, near drowning, head injuries, poisoning or serious allergic reaction that may cause death
  • Other conditions in contracted state facilities
3. Specialised Radiology:
4. Supplementary Services: (Physio, etc)
5. Transplants:
  • Covered
6. Co-payments:
7. Alternatives to hospitals:
  • Administration of IV, iron treatments, steroids and immunoglobulins when a hospital admission is not required: covered
  • Care for venous ulcers, diabetic foot ulcers, pressure sores and other moderate to severe wounds for patients who do not require hospital admission: covered
  • End of life care: R37,350 per person, per lifetime
  • Cancer: Unlimited palliative care cover for approved care at home

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Discovery KeyCare Core A 2017: In-hospital Benefits
In brief: Unlimited cover in KeyCare networks. Scheme pays out-of-hospital claims for: maternity, GP consults, specialists, casualty visits, acute meds, pathology and radiology. Limits and co-payments apply. All else paid from out of pocket, unless PMB.
1. Payout Rate:
  • Covered in full at network hospitals
Overall Annual Limit (OAL):
Unlimited overall, with sub-limits
Contributions:
Main: Adult: Child:
Total Cost: R731 R731 R190
Children: Pay for maximum 3 children
Income limit: R0-R8,100 (other limits)
Day-to-Day Benefit:
Out-of-hospital, scheme pays for some: maternity, GP consults, specialists, casualty visits, acute meds, pathology and radiology. Limits and co-payments apply. All else paid from out of pocket, unless PMB.
Main: Adult: Child:
(S) Savings: R0- R0- R0-

Compare with these plans:
2. Hospital Choice:
  • KeyCare Hospital Network or KeyCare day surgery network
3. Specialised Radiology:
  • If related to approved hospital admission, covered in full
  • If not, Discovery will pay up to R3,250 per person
  • No cover for conservative back or neck treatments
4. Supplementary Services: (Physio, etc)
5. Transplants:
  • Covered
6. Co-payments:
  • Endoscopic procedures: Covered if performed in Day Surgery network
7. Alternatives to hospitals:
  • Administration of IV, iron treatments, steroids and immunoglobulins when a hospital admission is not required: covered
  • Care for venous ulcers, diabetic foot ulcers, pressure sores and other moderate to severe wounds for patients who do not require hospital admission: covered
  • End of life care: R37,350 per person, per lifetime
  • Cancer: Unlimited palliative care cover for approved care at home

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Discovery KeyCare Core B 2017: In-hospital Benefits
In brief: Unlimited cover in KeyCare networks. Scheme pays out-of-hospital claims for: maternity, GP consults, specialists, casualty visits, acute meds, pathology and radiology. Limits and co-payments apply. All else paid from out of pocket, unless PMB.
1. Payout Rate:
  • Covered in full at network hospitals
Overall Annual Limit (OAL):
Unlimited overall, with sub-limits
Contributions:
Main: Adult: Child:
Total Cost: R912 R912 R224
Children: Pay for maximum 3 children
Income limit: R8,101-R11,550 (other limits)
Day-to-Day Benefit:
Out-of-hospital, scheme pays for some: maternity, GP consults, specialists, casualty visits, acute meds, pathology and radiology. Limits and co-payments apply. All else paid from out of pocket, unless PMB.
Main: Adult: Child:
(S) Savings: R0- R0- R0-

Compare with these plans:
2. Hospital Choice:
  • KeyCare Hospital Network or KeyCare day surgery network
3. Specialised Radiology:
4. Supplementary Services: (Physio, etc)
5. Transplants:
  • Covered
6. Co-payments:
7. Alternatives to hospitals:
  • Administration of IV, iron treatments, steroids and immunoglobulins when a hospital admission is not required: covered
  • Care for venous ulcers, diabetic foot ulcers, pressure sores and other moderate to severe wounds for patients who do not require hospital admission: covered
  • End of life care: R37,350 per person, per lifetime
  • Cancer: Unlimited palliative care cover for approved care at home

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Discovery KeyCare Core C 2017: In-hospital Benefits
In brief: Unlimited cover in KeyCare networks. Scheme pays out-of-hospital claims for: maternity, GP consults, specialists, casualty visits, acute meds, pathology and radiology. Limits and co-payments apply. All else paid from out of pocket, unless PMB.
1. Payout Rate:
  • Covered in full at network hospitals
Overall Annual Limit (OAL):
Unlimited overall, with sub-limits
Contributions:
Main: Adult: Child:
Total Cost: R1,408 R1,408 R318
Children: Pay for maximum 3 children
Income limit: R11,551+ (other limits)
Day-to-Day Benefit:
Out-of-hospital, scheme pays for some: maternity, GP consults, specialists, casualty visits, acute meds, pathology and radiology. Limits and co-payments apply. All else paid from out of pocket, unless PMB.
Main: Adult: Child:
(S) Savings: R0- R0- R0-

Compare with these plans:
2. Hospital Choice:
  • KeyCare Hospital Network or KeyCare day surgery network
3. Specialised Radiology:
4. Supplementary Services: (Physio, etc)
5. Transplants:
  • Covered
6. Co-payments:
7. Alternatives to hospitals:
  • Administration of IV, iron treatments, steroids and immunoglobulins when a hospital admission is not required: covered
  • Care for venous ulcers, diabetic foot ulcers, pressure sores and other moderate to severe wounds for patients who do not require hospital admission: covered
  • End of life care: R37,350 per person, per lifetime
  • Cancer: Unlimited palliative care cover for approved care at home

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