Income Band plans are plans whose premium varies according to your income.
Discovery has three income-band plans: KeyCare Plus, KeyCare Access and KeyCare Core.
The premium you pay for these plans depends on your income.
Discovery considers income as follows:
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Income to declare includes, but is not limited to:
- average monthly earnings over the last 12 months from guaranteed earnings,
- guaranteed allowances,
- company contributions and variable pay or commissions from employment (including self-employment and informal employment),
- pension and annuity proceeds,
- interest earned on active and passive investments,
- rental income from leasing properties and
- distributions received from a trust.
Important notice:
Declaring income lower than your actual income is fraud. This will lead to the immediate cancellation of your membership and you will not be able to join the Discovery Health Medical Scheme again.
Medical Aid Bible helps South Africans choose the best medical aid plan for their needs. Quickly view the benefits on any open plan, and compare any two plans with a simple click.
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