Sizwe out-of-hospital benefits: 2017

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Hospital Plan

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Gomomo Plan

Sizwe Gomomo A 2017: Out Of Hospital Benefits
In brief: 100% scheme rate. Scheme pays out-of-hospital claims for: maternity. Limits apply. All else paid from savings or from out of pocket, unless PMB.
1. GP consultations:
  • Chosen GP: Unlimited if pre-authorised
  • Other GP: 4 consults if pre-authorised
Overall Annual Limit (OAL):
Unlimited overall, with sub-limits
Contributions:
Main: Adult: Child:
Total Cost: R1,666 R1,546 R410
Children: Pay for all children
Income limit: R0-R10,112 (other limits)
Day-to-Day Benefit:
Out-of-hospital, scheme pays for some:maternity. Limits apply. All else paid from savings or from out of pocket, unless PMB.
Main: Adult: Child:
(S) Savings: R0- R0- R0-

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2. Specialists consultations:
  • Covered if referred by GP
3. Pathology:
  • No benefit, unless PMB
4. General radiology:
  • No benefit, unless PMB
5. Specialised radiology:
  • R6,770 per family, in and out of hospital
6. Supplementary Services: (Physio, etc)
  • R2,400 per family

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Sizwe Gomomo B 2017: Out Of Hospital Benefits
In brief: 100% scheme rate. Scheme pays out-of-hospital claims for: GPs, specialists, medication, radiology, physio, pathology, standard dentistry, optometry, maternity. Limits apply. All else paid from out of pocket, unless PMB.
1. GP consultations:
  • Chosen GP: Unlimited if pre-authorised
  • Other GP: 4 consults if pre-authorised
Overall Annual Limit (OAL):
Unlimited overall, with sub-limits
Contributions:
Main: Adult: Child:
Total Cost: R2,060 R1,623 R420
Children: Pay for all children
Income limit: R10,113+ (other limits)
Day-to-Day Benefit:
Out-of-hospital, scheme pays for some: GPs, specialists, medication, radiology, physio, pathology, standard dentistry, optometry, maternity. Limits apply. All else paid from out of pocket, unless PMB.
Main: Adult: Child:
(S) Savings: R0- R0- R0-

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2. Specialists consultations:
  • Covered if referred by GP
3. Pathology:
  • No benefit, unless PMB
4. General radiology:
  • No benefit, unless PMB
5. Specialised radiology:
  • R6,770 per family, in and out of hospital
6. Supplementary Services: (Physio, etc)
  • R2,400 per family

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Savings Plan

Sizwe Savings Care A 2017: Out Of Hospital Benefits
In brief: 100% scheme rate. Scheme pays out-of-hospital claims for: radiology, pathology, maternity. Limits apply. All else paid from out of pocket, unless PMB.
1. GP consultations:
  • Paid from day-to-day benefit
Overall Annual Limit (OAL):
Unlimited overall, with sub-limits
Contributions:
Main: Adult: Child:
Total Cost: R2,015 R1,742 R490
Children: Pay for all children
Income limit: R0-R15,052 (other limits)
Day-to-Day Benefit:
Out-of-hospital, scheme pays for some: GPs, specialists, medication, radiology, physio, pathology, standard dentistry, optometry, maternity. Limits apply. All else paid from out of pocket, unless PMB.
Main: Adult: Child:
(S) Savings: R3,627 R3,136 R882

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2. Specialists consultations:
  • Paid from day-to-day benefit
3. Pathology:
  • Paid from day-to-day benefit
4. General radiology:
  • Paid from day-to-day benefit
5. Specialised radiology:
  • R23,960 per family, in and out of hospital
6. Supplementary Services: (Physio, etc)
  • Paid from day-to-day benefit

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Sizwe Savings Care B 2017: Out Of Hospital Benefits
In brief:
1. GP consultations:
  • Paid from day-to-day benefit
Overall Annual Limit (OAL):
Unlimited overall, with sub-limits
Contributions:
Main: Adult: Child:
Total Cost: R2,800 R2,243 R555
Children: Pay for all children
Income limit: R15,053+ (other limits)
Day-to-Day Benefit:
Main: Adult: Child:
(S) Savings: R5,040 R4,037 R999

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2. Specialists consultations:
  • Paid from day-to-day benefit
3. Pathology:
  • Paid from day-to-day benefit
4. General radiology:
  • Paid from day-to-day benefit
5. Specialised radiology:
  • R23,960 per family, in and out of hospital
6. Supplementary Services: (Physio, etc)
  • Paid from day-to-day benefit

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Primary Plan

Sizwe Primary Care A 2017: Out Of Hospital Benefits
In brief:
1. GP consultations:
  • M =4 consults; M1 =9 consults; M2 =12 consults; M3 =14 consults etc
  • Paid from day-to-day benefit
Overall Annual Limit (OAL):
Unlimited overall, with sub-limits
Contributions:
Main: Adult: Child:
Total Cost: R407 R407 R407
Children: Pay for all children
Income limit: R0-R530 (other limits)
Day-to-Day Benefit:
Main: Adult: Child:
(S) Savings: R0- R0- R0-

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Day-to-day limit: M =R5,390 M1 =R7,980 M2 =R9,330 M3 =R10,670 M4 =R12,020 M5 =R13,370 M6+ =R14,720
2. Specialists consultations:
  • Must be referred. Limited consults to: M =2 consults; M1 =6; M2 =7; M3 =8; M4 =9; M5 =10; M6+ =11
  • Paid from day-to-day benefit
3. Pathology:
  • M =R1,000 and M1+ =R1,900
  • Shared with radiology benefit
  • Paid from day-to-day benefit
4. General radiology:
  • M =R1,000 and M1+ =R1,900
  • Shared with pathology benefit
  • Paid from day-to-day benefit
5. Specialised radiology:
  • R17,710 per family, in and out of hospital
6. Supplementary Services: (Physio, etc)
  • Physio: from day-to-day benefit
  • Otherwise: R960 per person and and R1,550 per family, paid by scheme

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Sizwe Primary Care B 2017: Out Of Hospital Benefits
In brief:
1. GP consultations:
  • M =4 consults; M1 =9 consults; M2 =12 consults; M3 =14 consults etc
  • Paid from day-to-day benefit
Overall Annual Limit (OAL):
Unlimited overall, with sub-limits
Contributions:
Main: Adult: Child:
Total Cost: R1,907 R1,488 R480
Children: Pay for all children
Income limit: R531-R8,766 (other limits)
Day-to-Day Benefit:
Main: Adult: Child:
(S) Savings: R0- R0- R0-

Compare with these plans:

Day-to-day limit: M =R5,390 M1 =R7,980 M2 =R9,330 M3 =R10,670 M4 =R12,020 M5 =R13,370 M6+ =R14,720
2. Specialists consultations:
  • Must be referred. Limited consults to: M =2 consults; M1 =6; M2 =7; M3 =8; M4 =9; M5 =10; M6+ =11
  • Paid from day-to-day benefit
3. Pathology:
  • M =R1,000 and M1+ =R1,900
  • Shared with radiology benefit
  • Paid from day-to-day benefit
4. General radiology:
  • M =R1,000 and M1+ =R1,900
  • Shared with pathology benefit
  • Paid from day-to-day benefit
5. Specialised radiology:
  • R17,710 per family, in and out of hospital
6. Supplementary Services: (Physio, etc)
  • Physio: from day-to-day benefit
  • Otherwise: R960 per person and and R1,550 per family, paid by scheme

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Sizwe Primary Care C 2017: Out Of Hospital Benefits
In brief:
1. GP consultations:
  • M =4 consults; M1 =9 consults; M2 =12 consults; M3 =14 consults etc
  • Paid from day-to-day benefit
Overall Annual Limit (OAL):
Unlimited overall, with sub-limits
Contributions:
Main: Adult: Child:
Total Cost: R2,326 R1,519 R480
Children: Pay for all children
Income limit: R8,767+ (other limits)
Day-to-Day Benefit:
Main: Adult: Child:
(S) Savings: R0- R0- R0-

Compare with these plans:

Day-to-day limit: M =R5,390 M1 =R7,980 M2 =R9,330 M3 =R10,670 M4 =R12,020 M5 =R13,370 M6+ =R14,720
2. Specialists consultations:
  • Must be referred. Limited consults to: M =2 consults; M1 =6; M2 =7; M3 =8; M4 =9; M5 =10; M6+ =11
  • Paid from day-to-day benefit
3. Pathology:
  • M =R1,000 and M1+ =R1,900
  • Shared with radiology benefit
  • Paid from day-to-day benefit
4. General radiology:
  • M =R1,000 and M1+ =R1,900
  • Shared with pathology benefit
  • Paid from day-to-day benefit
5. Specialised radiology:
  • R17,710 per family, in and out of hospital
6. Supplementary Services: (Physio, etc)
  • Physio: from day-to-day benefit
  • Otherwise: R960 per person and and R1,550 per family, paid by scheme

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Affordable Plan

Sizwe Affordable Care A 2017: Out Of Hospital Benefits
In brief:
1. GP consultations:
  • M =7 consults; M1 =14 consults; M2 =16 consults; M3 =18 consults etc
  • Paid from day-to-day benefit
Overall Annual Limit (OAL):
Unlimited overall, with sub-limits
Contributions:
Main: Adult: Child:
Total Cost: R2,733 R2,511 R630
Children: Pay for all children
Income limit: R0-R15,052 (other limits)
Day-to-Day Benefit:
Main: Adult: Child:
(S) Savings: R0- R0- R0-

Compare with these plans:

Day-to-day limit: M =R9,330 M1 =R13,370 M2 =R15,390 M3 =R16,740 M4 =R18,760 M5 =R20,790 M6+ =R22,690
2. Specialists consultations:
  • Must be referred. Limited consults to: M =4 consults; M1 =8; M2 =9; M3 =10; M4 =11; M5 =12; M6+ =13
  • Paid from day-to-day benefit
3. Pathology:
  • M =R1,100 and M1+ =R2,200
  • Shared with radiology benefit
  • Paid from day-to-day benefit
4. General radiology:
  • M =R1,100 and M1+ =R2,200
  • Shared with pathology benefit
  • Paid from day-to-day benefit
5. Specialised radiology:
  • R26,920 per family, in and out of hospital
6. Supplementary Services: (Physio, etc)
  • Physio: from day-to-day benefit
  • Otherwise, R1,440 per person and R2,510 per family, paid by scheme

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Sizwe Affordable Care B 2017: Out Of Hospital Benefits
In brief:
1. GP consultations:
  • M =7 consults; M1 =14 consults; M2 =16 consults; M3 =18 consults etc
  • Paid from day-to-day benefit
Overall Annual Limit (OAL):
Unlimited overall, with sub-limits
Contributions:
Main: Adult: Child:
Total Cost: R2,843 R2,610 R660
Children: Pay for all children
Income limit: R15,053-R18,444 (other limits)
Day-to-Day Benefit:
Main: Adult: Child:
(S) Savings: R0- R0- R0-

Compare with these plans:

Day-to-day limit: M =R9,330 M1 =R13,370 M2 =R15,390 M3 =R16,740 M4 =R18,760 M5 =R20,790 M6+ =R22,690
2. Specialists consultations:
  • Must be referred. Limited consults to: M =4 consults; M1 =8; M2 =9; M3 =10; M4 =11; M5 =12; M6+ =13
  • Paid from day-to-day benefit
3. Pathology:
  • M =R1,100 and M1+ =R2,200
  • Shared with radiology benefit
  • Paid from day-to-day benefit
4. General radiology:
  • M =R1,100 and M1+ =R2,200
  • Shared with pathology benefit
  • Paid from day-to-day benefit
5. Specialised radiology:
  • R26,920 per family, in and out of hospital
6. Supplementary Services: (Physio, etc)
  • Physio: from day-to-day benefit
  • Otherwise, R1,440 per person and R2,510 per family, paid by scheme

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Sizwe Affordable Care C 2017: Out Of Hospital Benefits
In brief:
1. GP consultations:
  • M =7 consults; M1 =14 consults; M2 =16 consults; M3 =18 consults etc
  • Paid from day-to-day benefit
Overall Annual Limit (OAL):
Unlimited overall, with sub-limits
Contributions:
Main: Adult: Child:
Total Cost: R3,657 R3,251 R730
Children: Pay for all children
Income limit: R18,445+ (other limits)
Day-to-Day Benefit:
Main: Adult: Child:
(S) Savings: R0- R0- R0-

Compare with these plans:

Day-to-day limit: M =R9,330 M1 =R13,370 M2 =R15,390 M3 =R16,740 M4 =R18,760 M5 =R20,790 M6+ =R22,690
2. Specialists consultations:
  • Must be referred. Limited consults to: M =4 consults; M1 =8; M2 =9; M3 =10; M4 =11; M5 =12; M6+ =13
  • Paid from day-to-day benefit
3. Pathology:
  • M =R1,100 and M1+ =R2,200
  • Shared with radiology benefit
  • Paid from day-to-day benefit
4. General radiology:
  • M =R1,100 and M1+ =R2,200
  • Shared with pathology benefit
  • Paid from day-to-day benefit
5. Specialised radiology:
  • R26,920 per family, in and out of hospital
6. Supplementary Services: (Physio, etc)
  • Physio: from day-to-day benefit
  • Otherwise, R1,440 per person and R2,510 per family, paid by scheme

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Full Benefit Plan

Sizwe Full Benefit A 2017: Out Of Hospital Benefits
In brief:
1. GP consultations:
  • M =12 consults; M1 =20 consults; M2 =25 consults; M3 =29 consults etc
  • Paid from day-to-day benefit
Overall Annual Limit (OAL):
Unlimited overall, with sub-limits
Contributions:
Main: Adult: Child:
Total Cost: R4,210 R3,825 R860
Children: Pay for all children
Income limit: R0-R18,879 (other limits)
Day-to-Day Benefit:
Main: Adult: Child:
(S) Savings: R0- R0- R0-

Compare with these plans:

Day-to-day limit: M =R15,390 M1 =R20,790 M2 =R23,370 M3 =R26,060 M4 =R28,770 M5 =R31,460 M6+ =R34,150
2. Specialists consultations:
  • Must be referred. Limited consults to: M =7 consults; M1 =12; M2 =15; M3 =16; M4 =17; M5 =19; M6+ =20
  • Paid from day-to-day benefit
3. Pathology:
  • M =R1,300 and M1+ =R2,750
  • Shared with radiology benefit
  • Paid from day-to-day benefit
4. General radiology:
  • M =R1,300 and M1+ =R2,750
  • Shared with pathology benefit
  • Paid from day-to-day benefit
5. Specialised radiology:
  • R35,420 per family, in and out of hospital
6. Supplementary Services: (Physio, etc)
  • Physio: from day-to-day benefit
  • Otherwise, R2,630 per person and R4,420 per family, paid by scheme

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Sizwe Full Benefit B 2017: Out Of Hospital Benefits
In brief:
1. GP consultations:
  • M =12 consults; M1 =20 consults; M2 =25 consults; M3 =29 consults etc
  • Paid from day-to-day benefit
Overall Annual Limit (OAL):
Unlimited overall, with sub-limits
Contributions:
Main: Adult: Child:
Total Cost: R4,885 R4,441 R960
Children: Pay for all children
Income limit: R18,880+ (other limits)
Day-to-Day Benefit:
Main: Adult: Child:
(S) Savings: R0- R0- R0-

Compare with these plans:

Day-to-day limit: M =R15,390 M1 =R20,790 M2 =R23,370 M3 =R26,060 M4 =R28,770 M5 =R31,460 M6+ =R34,150
2. Specialists consultations:
  • Must be referred. Limited consults to: M =7 consults; M1 =12; M2 =15; M3 =16; M4 =17; M5 =19; M6+ =20
  • Paid from day-to-day benefit
3. Pathology:
  • M =R1,300 and M1+ =R2,750
  • Shared with radiology benefit
  • Paid from day-to-day benefit
4. General radiology:
  • M =R1,300 and M1+ =R2,750
  • Shared with pathology benefit
  • Paid from day-to-day benefit
5. Specialised radiology:
  • R35,420 per family, in and out of hospital
6. Supplementary Services: (Physio, etc)
  • Physio: from day-to-day benefit
  • Otherwise, R2,630 per person and R4,420 per family, paid by scheme

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