Tag: Discovery
Discovery’s income band plans
A list of Discovery Health plans whose premiums are determined by your income (the lower your income, the lower your premium)
About Discovery Health
Discovery Health has 9 different groups of plans (Executive, Comprehensive, Saver, Core, Priority, Smart, Keycare Plus, Keycare Access and Keycare Core).
Discovery Network Hospitals
A list of all hospitals that fall under Discovery Health networks
Discovery: Benefits compared across all plans
We have compared all the benefits across each Discovery plan, so you can see at a glance which plan offers what coverage for the benefit you care about the most.
Click on any of the benefits below to get more information.
In-hospital benefits
Out of hospital benefits
Oncology
Dentistry
Medication
Mental Health
Maternity
Optometry
Preventative Care
Other benefits
Discovery: All the 2017 medical aid plans
A full list of all plans offered by Discovery Health medical aid, together with individual costs as well as costs per family and all benefits.
Discovery Chronic Condition coverage
Full list of all the chronic conditions covered by each of the Discovery Health plans, including information about PMBs and medicine formularies
Blog Posts
Pregnancy cover if you don’t have medical aid
Pregnancy is considered a medical condition, and as such is subject to waiting periods when you join/change medical aid schemes.
Waiting Periods
If you have not had medical aid for more than 90 days and are pregnant, a scheme can impose a 12 month waiting period on your pregnancy, meaning that...
Help us crowdsource information about the Late Joiner Penalty
The Medical Aid Bible team has been listening to some of our wonderful site users, and we have heard horror stories about how some of you are being overcharged for the Late Joiner Penalty. This enticed us to investigate how each scheme handles the penalty. We found some big irregularities.
Our complaint against Bestmed re late joiner penalty
We investigated all the open medical schemes, and discovered some discrepancies in how some schemes are representing the late joiner penalties (LJP). Bestmed was one of those schemes.
Our complaint against Commed re late joiner penalty
We investigated all the open medical schemes, and discovered some discrepancies in how some schemes are representing the late joiner penalties (LJP). Commed was one of those schemes.
Our complaint against Genesis re late joiner penalty
We investigated all the open medical schemes, and discovered some discrepancies in how some schemes are representing the late joiner penalties (LJP). Genesis was one of those schemes.
Is your late joiner penalty worked out correctly?
We have found that some schemes and brokers misrepresent or miscalculate how the late joiner penalty is applied. We have laid three complaints with the Council of Medical Schemes. If you are paying a late joiner penalty, you can use the information on this page to determine if you are paying the correct penalty.
Should a medical aid scheme pay for experimental treatment?
Should medical schemes fund experimental treatments if they are a member's only option for survival?