Spectramed Medical Aid Scheme:2017

Spectramed: Quick Info

Medical aid plans

Spectramed: All the 2018 medical aid plans

"] Non-income limited plans "] Cyan, income limited plans Azure, income limited plans

FAQ:

How medical aids work

A brief introduction to how medical aids work, the different types of plans, and their obligation to cover out-of-hospital expenses for certain conditions, regardless of plan type.

Will I have to pay a Late Joiner Penalty?

What is it? A late joiner penalty is a permanent penalty, added as a percentage of...

Do I need a medical aid broker?

No, you can apply to become a member of any medical aid directly to the...

How do I complain about a medical aid issue?

Start by speaking to your scheme. Put all your communication in writing. Some schemes will...

When can I change my medical aid plan?

Determining when you can change your medical plan depends on whether you want to stay with the same scheme or not.

What are “Waiting periods”?

Waiting periods are imposed by the medical aid scheme on new members, based on their medical history. The waiting periods can also be applied to Prescribed Minimum Benefits (PMBs).