Affordable medical aid for everyone
There are plenty of affordable medical aid plans in South Africa. Did you know that the cheapest open medical aid plan in South Africa costs R212, and that the cheapest Discovery medical aid plan is R290? Granted, these plans are income based, which means that you can only join them if the main member’s income is below a certain bracket. For these two examples, the income level needs to be below R3,000pm and R290pm respectively, which makes them ideal for students or unemployed.
To see the rest of the income based plans, choose a contribution level from the sidebar. You will then get a full list of all medical aid plans that fall into that contribution bracket.
Of course, there are also very affordable non-income based plans too. The Medical Aid Bible lists all the plans by the contribution (see sidebar). Specifically, we list all 12 plans that cost below R1200 for the main member, and that are not income based. These plans are:
- Alpha (Medimed) R950pm
- Private Choice (Genesis) R950pm
- MediPhila (Medshield) R969pm
- Beat 1 Network (Bestmed) R1,029pm
- Aqua (Spectramed) R1,079pm
- Selfnet (Selfmed) R1,097pm
- Dimension Prime 1 Network (Medihelp) R1,134pm
- Beat 1 (Bestmed) R1,144pm
- Custom Network State (Momentum) R1,152pm
- Axis Discounted (Compcare) R1,158pm
- Essence (Keyhealth) R1,172pm
- Core Essential Delta (Discovery) R1,198pm
All plans cover PMBs
Remember, all medical aids have to cover all life threatening conditions, as well as other conditions known as Prescribed Minimum Benefits (PMBs). Even if your medical aid is bottom of the range, and imposes a limit on hospital expenses, it cannot impose a monetary limit on these PMBs. So just by signing up for the cheapest medical aid that you qualify for, you are guaranteeing yourself medical care in case of any life threatening emergency, regardless of the benefits of that plan. To find out more, click here.
