Discovery: All the 2018 medical aid plans

Discovery Health has 9 different groups of plans (Executive, Comprehensive, Saver, Core, Priority, Smart, Keycare Plus, Keycare Access and Keycare Core).

Discovery Executive

Main Adult Child No. of children Savings? Other fund? Threshold? Hospital Choice
Executive R 5,950 R 5,950 R 1,134 Pay for maximum 3 children Yes No Unlimited Unlimited
Out-of-hospital, scheme pays for some: Comprehensive cover that covers most out-of-hospital benefits (with sub limits). Extended benefit covers some claims while in self-payment gap. All else paid from out of pocket, unless PMB.
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Discovery Comprehensive Series

Main Adult Child No. of children Savings? Other fund? Threshold? Hospital Choice
Classic Comprehensive R 4,882 R 4,618 R 974 Pay for maximum 3 children Yes No Unlimited Unlimited
Out-of-hospital, scheme pays for some: Comprehensive cover that covers most out-of-hospital benefits (with sub limits). Extended benefit covers some claims while in self-payment gap. All else paid from out of pocket, unless PMB.
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Classic Delta Comprehensive R 4,398 R 4,162 R 874 Pay for maximum 3 children Yes No Unlimited Network
Out-of-hospital, scheme pays for some: Comprehensive cover that covers most out-of-hospital benefits (with sub limits). Extended benefit covers some claims while in self-payment gap. All else paid from out of pocket, unless PMB.
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Classic Comprehensive Zero MSA R 3,662 R 3,464 R 731 Pay for maximum 3 children No No Unlimited Unlimited
Comprehensive cover with no savings, a self-payment gap and unlimited above threshold benefits that cover most out-of-hospital benefits (with sub limits). All else paid from out of pocket, unless PMB.
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Essential Comprehensive R 4,102 R 3,881 R 825 Pay for maximum 3 children Yes No Unlimited Unlimited
Out-of-hospital, scheme pays for some: Comprehensive cover that covers most out-of-hospital benefits (with sub limits). Extended benefit covers some claims while in self-payment gap. All else paid from out of pocket, unless PMB.
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Essential Delta Comprehensive R 3,694 R 3,490 R 742 Pay for maximum 3 children Yes No Unlimited Network
Out-of-hospital, scheme pays for some: Comprehensive cover that covers most out-of-hospital benefits (with sub limits). Extended benefit covers some claims while in self-payment gap. All else paid from out of pocket, unless PMB.
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Discovery Saver Series

Main Adult Child No. of children Savings? Other fund? Threshold? Hospital Choice
Classic Saver R 2,773 R 2,186 R 1,110 Pay for maximum 3 children Yes No No Unlimited
Out-of-hospital, scheme pays for some: GP consults, maternity, kids' casualty if savings run out. Limits apply. All else paid from savings or from out of pocket, unless PMB.
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Classic Delta Saver R 2,214 R 1,749 R 890 Pay for maximum 3 children Yes No No Network
Out-of-hospital, scheme pays for some: GP consults, maternity, kids' casualty if savings run out. Limits apply. All else paid from savings or from out of pocket, unless PMB.
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Essential Saver R 2,203 R 1,652 R 883 Pay for maximum 3 children Yes No No Unlimited
Out-of-hospital, scheme pays for some: GP consults if savings run out. Limits apply. All else paid from savings or from out of pocket, unless PMB.
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Essential Delta Saver R 1,758 R 1,325 R 705 Pay for maximum 3 children Yes No No Network
Out-of-hospital, scheme pays for some: GP consults if savings run out. Limits apply. All else paid from savings or from out of pocket, unless PMB.
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Coastal Saver R 2,160 R 1,621 R 870 Pay for maximum 3 children Yes No No Coastal
Out-of-hospital, scheme pays for some: GP consults if savings run out. Limits apply. All else paid from savings or from out of pocket, unless PMB.
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Discovery Core Series

Main Adult Child No. of children Savings? Other fund? Threshold? Hospital Choice
Classic Core R 2,064 R 1,626 R 826 Pay for maximum 3 children No No No Unlimited
Out-of-hospital, scheme pays for some: Most claims paid from out of pocket, unless PMB.
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Classic Delta Core R 1,652 R 1,301 R 660 Pay for maximum 3 children No No No Network
Out-of-hospital, scheme pays for some: Most claims paid from out of pocket, unless PMB.
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Essential Core R 1,773 R 1,329 R 712 Pay for maximum 3 children No No No Unlimited
Out-of-hospital, scheme pays for some: Most claims paid from out of pocket, unless PMB.
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Essential Delta Core R 1,417 R 1,065 R 569 Pay for maximum 3 children No No No Network
Out-of-hospital, scheme pays for some: Most claims paid from out of pocket, unless PMB.
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Coastal Core R 1,610 R 1,209 R 641 Pay for maximum 3 children No No No Coastal
Out-of-hospital, scheme pays for some: Most claims paid from out of pocket, unless PMB.
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Discovery Priority Series

Main Adult Child No. of children Savings? Other fund? Threshold? Hospital Choice
Classic Priority R 3,214 R 2,534 R 1,286 Pay for maximum 3 children Yes No Limited Unlimited
Out-of-hospital, scheme pays for some: Comprehensive cover that covers most out-of-hospital benefits (with sub limits) with limited above threshold benefit. Extended benefit covers some claims while in self-payment gap. All else paid from out of pocket, unless PMB.
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Essential Priority R 2,763 R 2,172 R 1,103 Pay for maximum 3 children Yes No Limited Unlimited
Out-of-hospital, scheme pays for some: Comprehensive cover that covers most out-of-hospital benefits (with sub limits) with limited above threshold benefit. Extended benefit covers some claims while in self-payment gap. All else paid from out of pocket, unless PMB.
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Discovery Smart Series

Main Adult Child No. of children Savings? Other fund? Threshold? Hospital Choice
Classic Smart R 1,647 R 1,298 R 658 Pay for maximum 3 children No No No Network
Out-of-hospital, scheme pays for some: GP consults, acute meds, eye and dental check up and sport related injuries, specialised radiology. Limits and co-payments apply. All else paid from out of pocket, unless PMB.
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Essential Smart R 1,180 R 1,180 R 1,180 Pay for maximum 3 children No No No Network
Out-of-hospital, scheme pays for some: GP consults, eye and dental check up. Limits and co-payments apply. All else paid from out of pocket, unless PMB.
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Discovery Keycare Plus Series – income based

Out-of-hospital, scheme pays for some: maternity, GP consults, specialists, casualty visits, acute meds, pathology and radiology. Limits and co-payments apply. All else paid from out of pocket, unless PMB.

Your Income: Main: Adult: Child: Hospital Choice:
R0-R8,100
R990 pm

R990 pm

R359 pm

Keycare Network
Extended Hospital plan
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R8,101-R11,550
R1,386 pm

R1,386 pm

R389 pm

Keycare Network
Extended Hospital plan
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R11,551+
R2,064 pm

R2,064 pm

R553 pm

Keycare Network
Extended Hospital plan
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Discovery Keycare Core Series – income based

Out-of-hospital, scheme pays for some: maternity, GP consults, specialists, casualty visits, acute meds, pathology and radiology. Limits and co-payments apply. All else paid from out of pocket, unless PMB.

Your Income: Main: Adult: Child: Hospital Choice:
R0-R8,100
R792 pm

R792 pm

R205 pm

Keycare Network
Extended Hospital plan
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R8,101-R11,550
R988 pm

R988 pm

R243 pm

Keycare Network
Extended Hospital plan
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R11,551+
R1,525 pm

R1,525 pm

R345 pm

Keycare Network
Extended Hospital plan
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Discovery Keycare Access Series – income based

Out-of-hospital, scheme pays for some: maternity, GP consults, specialists, casualty visits, acute meds, pathology and radiology. Limits and co-payments apply. All else paid from out of pocket, unless PMB.

Your Income: Main: Adult: Child: Hospital Choice:
R0-R5,050
R697 pm

R697 pm

R306 pm

Emergencies, trauma, childbirth and care for newborn in KeyCare Access Network otherwise state facilities
Extended Hospital plan
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R5,051-R8,100
R930 pm

R930 pm

R337 pm

Emergencies, trauma, childbirth and care for newborn in KeyCare Access Network otherwise state facilities
Extended Hospital plan
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R8,101-R11,550
R1,344 pm

R1,344 pm

R378 pm

Emergencies, trauma, childbirth and care for newborn in KeyCare Access Network otherwise state facilities
Extended Hospital plan
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R11,551+
R2,018 pm

R2,018 pm

R546 pm

Emergencies, trauma, childbirth and care for newborn in KeyCare Access Network otherwise state facilities
Extended Hospital plan
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