Discovery: All the 2017 medical aid plans

Discovery Health has 9 different groups of plans (Executive, Comprehensive, Saver, Core, Priority, Smart, Keycare Plus, Keycare Access and Keycare Core). To read about the differences in these groups, click here, or see below for quick summary of all the plans.

Discovery Core Series

Classic Core
Main Member: Adult: Child: Specialist Rate: Hospital choice:
Premium: R1,918 pm
Savings: R0- yr
Premium: R1,510 pm
Savings: R0- yr
Premium: R767 pm
Savings: R0- yr
Pay for maximum 3 children Specialists with arrangement: full cover, otherwise 200% Unlimited
Out-of-hospital, scheme pays for some: Most claims paid from out of pocket, unless PMB.
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Classic Delta Core
Main Member: Adult: Child: Specialist Rate: Hospital choice:
Premium: R1,535 pm
Savings: R0- yr
Premium: R1,209 pm
Savings: R0- yr
Premium: R612 pm
Savings: R0- yr
Pay for maximum 3 children Specialists with arrangement: full cover, otherwise 200% Network
Out-of-hospital, scheme pays for some: Most claims paid from out of pocket, unless PMB.
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Essential Core
Main Member: Adult: Child: Specialist Rate: Hospital choice:
Premium: R1,648 pm
Savings: R0- yr
Premium: R1,234 pm
Savings: R0- yr
Premium: R661 pm
Savings: R0- yr
Pay for maximum 3 children Specialists with arrangement: full cover, otherwise 100% Unlimited
Out-of-hospital, scheme pays for some: Most claims paid from out of pocket, unless PMB.
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Essential Delta Core
Main Member: Adult: Child: Specialist Rate: Hospital choice:
Premium: R1,317 pm
Savings: R0- yr
Premium: R989 pm
Savings: R0- yr
Premium: R528 pm
Savings: R0- yr
Pay for maximum 3 children Specialists with arrangement: full cover, otherwise 100% Network
Out-of-hospital, scheme pays for some: Most claims paid from out of pocket, unless PMB.
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Coastal Core
Main Member: Adult: Child: Specialist Rate: Hospital choice:
Premium: R1,496 pm
Savings: R0- yr
Premium: R1,122 pm
Savings: R0- yr
Premium: R596 pm
Savings: R0- yr
Pay for maximum 3 children Specialists with arrangement: full cover, otherwise 100% Coastal
Out-of-hospital, scheme pays for some: Most claims paid from out of pocket, unless PMB.
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Discovery Saver Series

Classic Saver
Main Member: Adult: Child: Specialist Rate: Hospital choice:
Premium: R2,577 pm
Savings: R7,728 yr
Premium: R2,029 pm
Savings: R6,084 yr
Premium: R1,031 pm
Savings: R3,084 yr
Pay for maximum 3 children Specialists with arrangement: full cover, otherwise 200% Unlimited
Out-of-hospital, scheme pays for some: GP consults, maternity, kids' casualty if savings run out. Limits apply. All else paid from savings or from out of pocket, unless PMB.
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Classic Delta Saver
Main Member: Adult: Child: Specialist Rate: Hospital choice:
Premium: R2,058 pm
Savings: R6,168 yr
Premium: R1,623 pm
Savings: R4,860 yr
Premium: R826 pm
Savings: R2,472 yr
Pay for maximum 3 children Specialists with arrangement: full cover, otherwise 200% Network
Out-of-hospital, scheme pays for some: GP consults, maternity, kids' casualty if savings run out. Limits apply. All else paid from savings or from out of pocket, unless PMB.
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Essential Saver
Main Member: Adult: Child: Specialist Rate: Hospital choice:
Premium: R2,047 pm
Savings: R3,684 yr
Premium: R1,536 pm
Savings: R2,760 yr
Premium: R819 pm
Savings: R1,464 yr
Pay for maximum 3 children Specialists with arrangement: full cover, otherwise 100% Unlimited
Out-of-hospital, scheme pays for some: GP consults if savings run out. Limits apply. All else paid from savings or from out of pocket, unless PMB.
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Essential Delta Saver
Main Member: Adult: Child: Specialist Rate: Hospital choice:
Premium: R1,634 pm
Savings: R2,940 yr
Premium: R1,230 pm
Savings: R2,208 yr
Premium: R655 pm
Savings: R1,176 yr
Pay for maximum 3 children Specialists with arrangement: full cover, otherwise 100% Network
Out-of-hospital, scheme pays for some: GP consults if savings run out. Limits apply. All else paid from savings or from out of pocket, unless PMB.
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Coastal Saver
Main Member: Adult: Child: Specialist Rate: Hospital choice:
Premium: R2,007 pm
Savings: R4,812 yr
Premium: R1,506 pm
Savings: R3,612 yr
Premium: R808 pm
Savings: R1,932 yr
Pay for maximum 3 children Specialists with arrangement: full cover, otherwise 100% Coastal
Out-of-hospital, scheme pays for some: GP consults if savings run out. Limits apply. All else paid from savings or from out of pocket, unless PMB.
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Discovery Priority Series

Classic Priority
Main Member: Adult: Child: Specialist Rate: Hospital choice:
Premium: R2,968 pm
Savings: R8,904 yr
SPG: R4,246
ATB: 11,150
Premium: R2,337 pm
Savings: R7,008 yr
SPG: R2,842
Premium: R1,187 pm
Savings: R3,552 yr
SPG: R748
Pay for maximum 3 children Specialists with arrangement: full cover, otherwise 200% Unlimited
Out-of-hospital, scheme pays for some: Comprehensive cover that covers most out-of-hospital benefits (with sub limits) with limited above threshold benefit. Extended benefit covers some claims while in self-payment gap. All else paid from out of pocket, unless PMB.
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Essential Priority
Main Member: Adult: Child: Specialist Rate: Hospital choice:
Premium: R2,551 pm
Savings: R4,584 yr
SPG: R8,566
ATB: 11,150
Premium: R2,004 pm
Savings: R3,600 yr
SPG: R6,250
Premium: R1,012 pm
Savings: R1,824 yr
SPG: R2,476
Pay for maximum 3 children Specialists with arrangement: full cover, otherwise 100% Unlimited
Out-of-hospital, scheme pays for some: Comprehensive cover that covers most out-of-hospital benefits (with sub limits) with limited above threshold benefit. Extended benefit covers some claims while in self-payment gap. All else paid from out of pocket, unless PMB.
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Discovery Smart Series

Classic Smart
Main Member: Adult: Child: Specialist Rate: Hospital choice:
Premium: R1,535 pm
Savings: R0- yr
Premium: R1,209 pm
Savings: R0- yr
Premium: R612 pm
Savings: R0- yr
Pay for maximum 3 children Specialists with arrangement: full cover, otherwise 200% Network
Out-of-hospital, scheme pays for some: GP consults, acute meds, eye and dental check up and sport related injuries, specialised radiology. Limits and co-payments apply. All else paid from out of pocket, unless PMB.
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Essential Smart
Main Member: Adult: Child: Specialist Rate: Hospital choice:
Premium: R1,100 pm
Savings: R0- yr
Premium: R1,100 pm
Savings: R0- yr
Premium: R1,100 pm
Savings: R0- yr
Pay for maximum 3 children Specialists with arrangement: full cover, otherwise 100% Network
Out-of-hospital, scheme pays for some: GP consults, eye and dental check up. Limits and co-payments apply. All else paid from out of pocket, unless PMB.
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Discovery Comprehensive Series

Classic Comprehensive
Main Member: Adult: Child: Specialist Rate: Hospital choice:
Premium: R4,506 pm
Savings: R13,512 yr
SPG: R1,988
ATB: No limit
Premium: R4,264 pm
Savings: R12,792 yr
SPG: R2,708
Premium: R898 pm
Savings: R2,688 yr
SPG: R262
Pay for maximum 3 children Specialists with arrangement: full cover, otherwise 200% Unlimited
Out-of-hospital, scheme pays for some: Comprehensive cover that covers most out-of-hospital benefits (with sub limits). Extended benefit covers some claims while in self-payment gap. All else paid from out of pocket, unless PMB.
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Classic Delta Comprehensive
Main Member: Adult: Child: Specialist Rate: Hospital choice:
Premium: R4,059 pm
Savings: R12,168 yr
SPG: R3,332
ATB: No limit
Premium: R3,842 pm
Savings: R11,520 yr
SPG: R3,980
Premium: R807 pm
Savings: R2,412 yr
SPG: R538
Pay for maximum 3 children Specialists with arrangement: full cover, otherwise 200% Network
Out-of-hospital, scheme pays for some: Comprehensive cover that covers most out-of-hospital benefits (with sub limits). Extended benefit covers some claims while in self-payment gap. All else paid from out of pocket, unless PMB.
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Classic Comprehensive Zero MSA
Main Member: Adult: Child: Specialist Rate: Hospital choice:
Premium: R3,380 pm
Savings: R0- yr
SPG: R#VALUE!
ATB: No limit
Premium: R3,199 pm
Savings: R0- yr
SPG: R#VALUE!
Premium: R674 pm
Savings: R0- yr
SPG: R#VALUE!
Pay for maximum 3 children Specialists with arrangement: full cover, otherwise 200% Unlimited
Comprehensive cover with no savings, a self-payment gap and unlimited above threshold benefits that cover most out-of-hospital benefits (with sub limits). All else paid from out of pocket, unless PMB.
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Essential Comprehensive
Main Member: Adult: Child: Specialist Rate: Hospital choice:
Premium: R3,787 pm
Savings: R6,816 yr
SPG: R8,684
ATB: No limit
Premium: R3,580 pm
Savings: R6,444 yr
SPG: R9,056
Premium: R762 pm
Savings: R1,368 yr
SPG: R1,582
Pay for maximum 3 children Specialists with arrangement: full cover, otherwise 100% Unlimited
Out-of-hospital, scheme pays for some: Comprehensive cover that covers most out-of-hospital benefits (with sub limits). Extended benefit covers some claims while in self-payment gap. All else paid from out of pocket, unless PMB.
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Essential Delta Comprehensive
Main Member: Adult: Child: Specialist Rate: Hospital choice:
Premium: R3,410 pm
Savings: R6,132 yr
SPG: R9,368
ATB: No limit
Premium: R3,221 pm
Savings: R5,796 yr
SPG: R9,704
Premium: R684 pm
Savings: R1,224 yr
SPG: R1,726
Pay for maximum 3 children Specialists with arrangement: full cover, otherwise 100% Network
Out-of-hospital, scheme pays for some: Comprehensive cover that covers most out-of-hospital benefits (with sub limits). Extended benefit covers some claims while in self-payment gap. All else paid from out of pocket, unless PMB.
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Discovery Executive

Executive
Main Member: Adult: Child: Specialist Rate: Hospital choice:
Premium: R5,544 pm
Savings: R16,632 yr
SPG: R28
ATB: No limit
Premium: R5,544 pm
Savings: R16,632 yr
SPG: R28
Premium: R1,055 pm
Savings: R3,156 yr
SPG: R
Pay for maximum 3 children Specialists with arrangement: full cover, otherwise 300% Unlimited
Out-of-hospital, scheme pays for some: Comprehensive cover that covers most out-of-hospital benefits (with sub limits). Extended benefit covers some claims while in self-payment gap. All else paid from out of pocket, unless PMB.
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Discovery Keycare Plus Series

Out-of-hospital, scheme pays for some: maternity, GP consults, specialists, casualty visits, acute meds, pathology and radiology. Limits and co-payments apply. All else paid from out of pocket, unless PMB.

Your Income: Main: Adult: Child: Hospital Choice:
R0-R8,100
R914 pm
(Savings: R0-)
R914 pm
(Savings: R0-)
R331 pm
(Savings: R0-)
Keycare Network
Extended Hospital plan
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R8,101-R11,550
R1,280 pm
(Savings: R0-)
R1,280 pm
(Savings: R0-)
R358 pm
(Savings: R0-)
Keycare Network
Extended Hospital plan
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R11,551+
R1,906 pm
(Savings: R0-)
R1,906 pm
(Savings: R0-)
R510 pm
(Savings: R0-)
Keycare Network
Extended Hospital plan
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Discovery Keycare Core Series

Out-of-hospital, scheme pays for some: maternity, GP consults, specialists, casualty visits, acute meds, pathology and radiology. Limits and co-payments apply. All else paid from out of pocket, unless PMB.

Your Income: Main: Adult: Child: Hospital Choice:
R0-R8,100
R731 pm
(Savings: R0-)
R731 pm
(Savings: R0-)
R190 pm
(Savings: R0-)
Keycare Network
Extended Hospital plan
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R8,101-R11,550
R912 pm
(Savings: R0-)
R912 pm
(Savings: R0-)
R224 pm
(Savings: R0-)
Keycare Network
Extended Hospital plan
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R11,551+
R1,408 pm
(Savings: R0-)
R1,408 pm
(Savings: R0-)
R318 pm
(Savings: R0-)
Keycare Network
Extended Hospital plan
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Discovery Keycare Access Series

Out-of-hospital, scheme pays for some: maternity, GP consults, specialists, casualty visits, acute meds, pathology and radiology. Limits and co-payments apply. All else paid from out of pocket, unless PMB.

Your Income: Main: Adult: Child: Hospital Choice:
R0-R5,050
R644 pm
(Savings: R0-)
R644 pm
(Savings: R0-)
R281 pm
(Savings: R0-)
Emergencies, trauma, childbirth and care for newborn in KeyCare Access Network otherwise state facilities
Extended Hospital plan
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R5,051-R8,100
R859 pm
(Savings: R0-)
R859 pm
(Savings: R0-)
R309 pm
(Savings: R0-)
Emergencies, trauma, childbirth and care for newborn in KeyCare Access Network otherwise state facilities
Extended Hospital plan
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R8,101-R11,550
R1,241 pm
(Savings: R0-)
R1,241 pm
(Savings: R0-)
R348 pm
(Savings: R0-)
Emergencies, trauma, childbirth and care for newborn in KeyCare Access Network otherwise state facilities
Extended Hospital plan
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R11,551+
R1,863 pm
(Savings: R0-)
R1,863 pm
(Savings: R0-)
R503 pm
(Savings: R0-)
Emergencies, trauma, childbirth and care for newborn in KeyCare Access Network otherwise state facilities
Extended Hospital plan
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