Spectramed: All the 2017 medical aid plans

Non-income limited plans

Aqua
Main Member: Adult: Child: Specialist Rate: Hospital choice:
Premium: R1,208 pm
Savings: R0- yr
Premium: R1,099 pm
Savings: R0- yr
Premium: R427 pm
Savings: R0- yr
Pay for all children 100% Unlimited, PMBS at DSPs only
Out-of-hospital, scheme pays for some: preventative benefits. Limits apply. All else paid from out of pocket, unless PMB.
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Capri
Main Member: Adult: Child: Specialist Rate: Hospital choice:
Premium: R2,003 pm
Savings: R2,400 yr
Premium: R1,609 pm
Savings: R1,932 yr
Premium: R909 pm
Savings: R1,092 yr
Pay for all children 100%
Out-of-hospital, scheme pays for some: preventative benefits. Limits apply. All else paid from savings or from out of pocket, unless PMB.
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Cobalt
Main Member: Adult: Child: Specialist Rate: Hospital choice:
Premium: R5,321 pm
Savings: R14,688 yr
Premium: R4,831 pm
Savings: R13,332 yr
Premium: R1,865 pm
Savings: R5,148 yr
Pay for all children 100%
Out-of-hospital, scheme pays for some: mental health, appliances, optometry, specialised dentistry and preventative benefits. Limits apply. All else paid from savings or from out of pocket, unless PMB.
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Cyan, income limited plans

Your Income: Main: Adult: Child: Hospital Choice:
R0-R8,000
R1,730 pm
(Savings: R2,904)
R1,669 pm
(Savings: R2,808)
R692 pm
(Savings: R1,164)

Comprehensive plan
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R8,001+
R2,396 pm
(Savings: R4,020)
R2,296 pm
(Savings: R3,852)
R960 pm
(Savings: R1,608)

Comprehensive plan
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All income levels
R2,003 pm
(Savings: R2,400)
R1,609 pm
(Savings: R1,932)
R909 pm
(Savings: R1,092)

Comprehensive plan
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Azure, income limited plans

Your Income: Main: Adult: Child: Hospital Choice:
R0-R8,000
R3,371 pm
(Savings: R7,488)
R1,875 pm
(Savings: R4,164)
R1,016 pm
(Savings: R2,256)

Comprehensive plan
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R8,001- R11,500
R3,501 pm
(Savings: R7,776)
R2,206 pm
(Savings: R4,896)
R1,137 pm
(Savings: R2,520)

Comprehensive plan
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R11,500+
R3,651 pm
(Savings: R8,100)
R2,582 pm
(Savings: R5,736)
R1,282 pm
(Savings: R2,844)

Comprehensive plan
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