Spectramed: All the 2018 medical aid plans

Non-income limited plans

Main Adult Child No. of children Savings? Other fund? Threshold? Hospital Choice
Aqua R 1,335 R 1,230 R 472 No No No Unlimited
Out-of-hospital, scheme pays for some:maternity consults and preventative benefits. Limits apply. All else paid from out of pocket, unless PMB.
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Capri R 2,213 R 1,802 R 1,005 Yes No No Unlimited
Out-of-hospital, scheme pays for some:maternity consults and preventative benefits. Limits apply. All else paid from savings or from out of pocket, unless PMB.
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Cobalt R 5,933 R 5,460 R 2,079 Yes Yes No Unlimited
Out-of-hospital, scheme pays for some: maternity consults, mental health, appliances, optometry, specialised dentistry and preventative benefits. Limits apply. All else paid from savings or from out of pocket, unless PMB.
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Cyan, income limited plans

Your Income: Main: Adult: Child: Hospital Choice:
R0-R8,000
R1,928 pm
(Savings: R3,012)
R1,887 pm
(Savings: R2,940)
R771 pm
(Savings: R1,200)
Unlimited
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R8,001+
R2,647 pm
(Savings: R4,128)
R2,572 pm
(Savings: R4,008)
R1,061 pm
(Savings: R1,656)
Unlimited
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Azure, income limited plans

Your Income: Main: Adult: Child: Hospital Choice:
R0-R8,000
R3,758 pm
(Savings: R7,896)
R2,117 pm
(Savings: R4,440)
R1,133 pm
(Savings: R2,376)
Unlimited
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R8,001-R11,500
R3,904 pm
(Savings: R8,196)
R2,493 pm
(Savings: R5,232)
R1,267 pm
(Savings: R2,664)
Unlimited
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R11,501+
R4,034 pm
(Savings: R8,472)
R2,892 pm
(Savings: R6,072)
R1,417 pm
(Savings: R2,976)
Unlimited
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