Medical aid plans that cost up to R1,000pm for main member:

Below are open medical aid plans that cost less than R1,000 per month for principal members. These are the cheapest medical aids in South Africa. To see other price points, click here.

Note that some of these plans are only available to people with a specific income (the less you earn, the less you pay). You can find these restrictions listed below under “income level”. If your income does not match the required level, click to view the plan and to find other income levels for that plan.

For example, the first plan in the list is from Ingwe, from Momentum. It costs R370 per month, and is available to those who earn less than R675 per month. If you earn more, click the plan to view other income levels for Ingwe.

Main Adult Child Savings? Fund? Threshold? Hospitals
Ingwe A
Momentum
R 370 pm R 370 R 232 No No No Unlimited
Out-of-hospital, scheme pays for some: std dentistry, GPs, specialists, optometry, pathology, std radiology, medicine, maternity, alternatives to hospitalistion, preventative benefits. Limits apply. All else paid from out of pocket, unless PMB.

Only available for income level:
R0-R675

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Main Adult Child Savings? Fund? Threshold? Hospitals
Ingwe Network A
Momentum
R 370 pm R 370 R 232 No No No Network
Out-of-hospital, scheme pays for some: std dentistry, GPs, specialists, optometry, pathology, std radiology, medicine, maternity, alternatives to hospitalistion, preventative benefits. Limits apply. All else paid from out of pocket, unless PMB.

Only available for income level:
R0-R675

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Main Adult Child Savings? Fund? Threshold? Hospitals
Ingwe State A
Momentum
R 370 pm R 370 R 232 No No No State
Out-of-hospital, scheme pays for some: std dentistry, GPs, specialists, optometry, pathology, std radiology, medicine, maternity, alternatives to hospitalistion, preventative benefits. Limits apply. All else paid from out of pocket, unless PMB.

Only available for income level:
R0-R675

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Main Adult Child Savings? Fund? Threshold? Hospitals
Primary Care A
Sizwe
R 419 pm R 419 R 419 No No No Unlimited


Only available for income level:
R0-R562

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Main Adult Child Savings? Fund? Threshold? Hospitals
Necesse A
Medihelp
R 474 pm R 474 R 474 No No No Network
Out-of-hospital, scheme pays for some: specialised radiology, maternity, GPs, specialists, supplementary health and medication, dentistry, optometry, medical appliances, radiology and pathology. Limits apply. All else paid from out of pocket, unless PMB.

Only available for income level:
R0-R400

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Main Adult Child Savings? Fund? Threshold? Hospitals
Ingwe State B
Momentum
R 603 pm R 603 R 325 No No No State
Out-of-hospital, scheme pays for some: std dentistry, GPs, specialists, optometry, pathology, std radiology, medicine, maternity, alternatives to hospitalistion, preventative benefits. Limits apply. All else paid from out of pocket, unless PMB.

Only available for income level:
R676-R6,300

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Main Adult Child Savings? Fund? Threshold? Hospitals
Ingwe State C
Momentum
R 691 pm R 691 R 333 No No No State
Out-of-hospital, scheme pays for some: std dentistry, GPs, specialists, optometry, pathology, std radiology, medicine, maternity, alternatives to hospitalistion, preventative benefits. Limits apply. All else paid from out of pocket, unless PMB.

Only available for income level:
R6,301-R8,500

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Main Adult Child Savings? Fund? Threshold? Hospitals
KeyCare Access A
Discovery
R 697 pm R 697 R 306 No No No Network and State
Out-of-hospital, scheme pays for some: maternity, GP consults, specialists, casualty visits, acute meds, pathology and radiology. Limits and co-payments apply. All else paid from out of pocket, unless PMB.

Only available for income level:
R0-R5,330

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Main Adult Child Savings? Fund? Threshold? Hospitals
Ingwe Network B
Momentum
R 759 pm R 759 R 347 No No No Network
Out-of-hospital, scheme pays for some: std dentistry, GPs, specialists, optometry, pathology, std radiology, medicine, maternity, alternatives to hospitalistion, preventative benefits. Limits apply. All else paid from out of pocket, unless PMB.

Only available for income level:
R676-R6,300

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Main Adult Child Savings? Fund? Threshold? Hospitals
KeyCare Core A
Discovery
R 792 pm R 792 R 205 No No No Network
Out-of-hospital, scheme pays for some: maternity, GP consults, specialists, casualty visits, acute meds, pathology and radiology. Limits and co-payments apply. All else paid from out of pocket, unless PMB.

Only available for income level:
R0-R8,550

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Main Adult Child Savings? Fund? Threshold? Hospitals
Ingwe State D
Momentum
R 806 pm R 806 R 349 No No No State
Out-of-hospital, scheme pays for some: std dentistry, GPs, specialists, optometry, pathology, std radiology, medicine, maternity, alternatives to hospitalistion, preventative benefits. Limits apply. All else paid from out of pocket, unless PMB.

Only available for income level:
R8,501-R11,700

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Main Adult Child Savings? Fund? Threshold? Hospitals
Blue Door A
Fedhealth
R 844 pm R 714 R 401 No No No Network
Out-of-hospital, scheme pays for some: prescribed medication, GP consults, pathology, radiology, dentistry, optometry. Limits apply. All else paid from out of pocket, unless PMB.

Only available for income level:
R1-R5,564

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Main Adult Child Savings? Fund? Threshold? Hospitals
Gomomo A
Sizwe
R 877 pm R 867 R 365 No No No Unlimited
Out-of-hospital, scheme pays for some:maternity. Limits apply. All else paid from savings or from out of pocket, unless PMB.

Only available for income level:
R0-R7,147

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Main Adult Child Savings? Fund? Threshold? Hospitals
BonCap A
Bonitas
R 918 pm R 870 R 432 No No No Network
Out-of-hospital, scheme pays for some:GP and specialist consults, medicine, radiology and pathology, medical appliances, optometry, basic denistry, maternity and preventative benefits. Limits apply. All else paid from out of pocket, unless PMB.

Only available for income level:
R0-R7,500

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Main Adult Child Savings? Fund? Threshold? Hospitals
KeyCare Access B
Discovery
R 930 pm R 930 R 337 No No No Network and State
Out-of-hospital, scheme pays for some: maternity, GP consults, specialists, casualty visits, acute meds, pathology and radiology. Limits and co-payments apply. All else paid from out of pocket, unless PMB.

Only available for income level:
R5,331-R8,550

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Main Adult Child Savings? Fund? Threshold? Hospitals
Ingwe Network C
Momentum
R 965 pm R 965 R 361 No No No Network
Out-of-hospital, scheme pays for some: std dentistry, GPs, specialists, optometry, pathology, std radiology, medicine, maternity, alternatives to hospitalistion, preventative benefits. Limits apply. All else paid from out of pocket, unless PMB.

Only available for income level:
R6,301-R8,500

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Main Adult Child Savings? Fund? Threshold? Hospitals
Ingwe B
Momentum
R 986 pm R 986 R 370 No No No Unlimited
Out-of-hospital, scheme pays for some: std dentistry, GPs, specialists, optometry, pathology, std radiology, medicine, maternity, alternatives to hospitalistion, preventative benefits. Limits apply. All else paid from out of pocket, unless PMB.

Only available for income level:
R676-R6,300

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Main Adult Child Savings? Fund? Threshold? Hospitals
KeyCare Core B
Discovery
R 988 pm R 988 R 243 No No No Network
Out-of-hospital, scheme pays for some: maternity, GP consults, specialists, casualty visits, acute meds, pathology and radiology. Limits and co-payments apply. All else paid from out of pocket, unless PMB.

Only available for income level:
R8,551-R12,200

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Main Adult Child Savings? Fund? Threshold? Hospitals
KeyCare Plus A
Discovery
R 990 pm R 990 R 359 No No No Network
Out-of-hospital, scheme pays for some: maternity, GP consults, specialists, casualty visits, acute meds, pathology and radiology. Limits and co-payments apply. All else paid from out of pocket, unless PMB.

Only available for income level:
R0-R8,550

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