Medical aid plans that cost up to R1,500pm for main member (2019):

Below are open medical aid plans that cost less than R1,500 per month for principal members. These are the cheapest medical aids in South Africa. To see other price points, click here.

Note that some of these plans are only available to people with a specific income (the less you earn, the less you pay). You can find these restrictions listed below under “income level”. If your income does not match the required level, click to view the plan and to find other income levels for that plan.

Main Adult Child Savings? Fund? Threshold? Hospitals
Network A
Topmed
R 381 pm R 381 R 381
Out-of-hospital, scheme pays for some: scopes, medicine, dentistry, optometry, supplementary services, radiology, pathology. Limits apply. All else paid from out of pocket, unless PMB.

Only available for income level:
R0-R1,000

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Main Adult Child Savings? Fund? Threshold? Hospitals
Ingwe A
Momentum
R 407 pm R 407 R 407 No No No Unlimited
Out-of-hospital, scheme pays for some: std dentistry, GPs, specialists, optometry, pathology, std radiology, medicine, maternity, alternatives to hospitalistion, preventative benefits. Limits apply. All else paid from out of pocket, unless PMB.

Only available for income level:
R0-R700

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Main Adult Child Savings? Fund? Threshold? Hospitals
Ingwe Network A
Momentum
R 407 pm R 407 R 367 No No No Network
Out-of-hospital, scheme pays for some: std dentistry, GPs, specialists, optometry, pathology, std radiology, medicine, maternity, alternatives to hospitalistion, preventative benefits. Limits apply. All else paid from out of pocket, unless PMB.

Only available for income level:
R0-R700

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Main Adult Child Savings? Fund? Threshold? Hospitals
Ingwe State A
Momentum
R 407 pm R 407 R 350 No No No State
Out-of-hospital, scheme pays for some: std dentistry, GPs, specialists, optometry, pathology, std radiology, medicine, maternity, alternatives to hospitalistion, preventative benefits. Limits apply. All else paid from out of pocket, unless PMB.

Only available for income level:
R0-R700

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Main Adult Child Savings? Fund? Threshold? Hospitals
Necesse A
Medihelp
R 529 pm R 529 R 529 No No No Network
Out-of-hospital, scheme pays for some: specialised radiology, maternity, GPs, specialists, supplementary health and medication, dentistry, optometry, medical appliances, radiology and pathology. Limits apply. All else paid from out of pocket, unless PMB.

Only available for income level:
R0-R600

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Main Adult Child Savings? Fund? Threshold? Hospitals
Ingwe State B
Momentum
R 664 pm R 664 R 358 No No No State
Out-of-hospital, scheme pays for some: std dentistry, GPs, specialists, optometry, pathology, std radiology, medicine, maternity, alternatives to hospitalistion, preventative benefits. Limits apply. All else paid from out of pocket, unless PMB.

Only available for income level:
R700-R6,800

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Main Adult Child Savings? Fund? Threshold? Hospitals
ProActive Savvy A
Profmed
R 673 pm R 673 R 430 No No No Network


Only available for income level:
R0-R5,000

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Main Adult Child Savings? Fund? Threshold? Hospitals
Ingwe State C
Momentum
R 761 pm R 761 R 366 No No No State
Out-of-hospital, scheme pays for some: std dentistry, GPs, specialists, optometry, pathology, std radiology, medicine, maternity, alternatives to hospitalistion, preventative benefits. Limits apply. All else paid from out of pocket, unless PMB.

Only available for income level:
R6,801-R9,000

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Main Adult Child Savings? Fund? Threshold? Hospitals
Ingwe Network B
Momentum
R 835 pm R 835 R 382 No No No Network
Out-of-hospital, scheme pays for some: std dentistry, GPs, specialists, optometry, pathology, std radiology, medicine, maternity, alternatives to hospitalistion, preventative benefits. Limits apply. All else paid from out of pocket, unless PMB.

Only available for income level:
R700-R6,800

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Main Adult Child Savings? Fund? Threshold? Hospitals
Ingwe State D
Momentum
R 887 pm R 887 R 384 No No No State
Out-of-hospital, scheme pays for some: std dentistry, GPs, specialists, optometry, pathology, std radiology, medicine, maternity, alternatives to hospitalistion, preventative benefits. Limits apply. All else paid from out of pocket, unless PMB.

Only available for income level:
R9,001-R12,500

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Main Adult Child Savings? Fund? Threshold? Hospitals
Gomomo A
Sizwe
R 902 pm R 892 R 376 No No No
Out-of-hospital, scheme pays for some:maternity. Limits apply. All else paid from savings or from out of pocket, unless PMB.

Only available for income level:
R0-R7,540

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Main Adult Child Savings? Fund? Threshold? Hospitals
BonCap A
Bonitas
R 1,009 pm R 956 R 475 No No No Network
Out-of-hospital, scheme pays for some:GP and specialist consults, medicine, radiology and pathology, medical appliances, optometry, basic denistry, maternity and preventative benefits. Limits apply. All else paid from out of pocket, unless PMB.

Only available for income level:
R0-R8,030

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Main Adult Child Savings? Fund? Threshold? Hospitals
Ingwe Network C
Momentum
R 1,062 pm R 1,062 R 397 No No No Network
Out-of-hospital, scheme pays for some: std dentistry, GPs, specialists, optometry, pathology, std radiology, medicine, maternity, alternatives to hospitalistion, preventative benefits. Limits apply. All else paid from out of pocket, unless PMB.

Only available for income level:
R6,801-R9,000

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Main Adult Child Savings? Fund? Threshold? Hospitals
Ingwe B
Momentum
R 1,085 pm R 1,085 R 430 No No No Unlimited
Out-of-hospital, scheme pays for some: std dentistry, GPs, specialists, optometry, pathology, std radiology, medicine, maternity, alternatives to hospitalistion, preventative benefits. Limits apply. All else paid from out of pocket, unless PMB.

Only available for income level:
R700-R6,800

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Main Adult Child Savings? Fund? Threshold? Hospitals
KeyCare Core B
Discovery
R 1,038 pm R 1,038 R 255 No No No Network
Out-of-hospital, scheme pays for some: maternity, GP consults, specialists, casualty visits, acute meds, pathology and radiology. Limits and co-payments apply. All else paid from out of pocket, unless PMB.

Only available for income level:
R0-R13,500

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Main Adult Child Savings? Fund? Threshold? Hospitals
ProActive Savvy B
Profmed
R 1,112 pm R 1,112 R 498 No No No Network


Only available for income level:
R5,001-R9,000

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Main Adult Child Savings? Fund? Threshold? Hospitals
Gomomo B
Sizwe
R 1,258 pm R 1258 R 456 No No No
Out-of-hospital, scheme pays for some: GPs, specialists, medication, radiology, physio, pathology, standard dentistry, optometry, maternity. Limits apply. All else paid from out of pocket, unless PMB.

Only available for income level:
R7,541-R8,796

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Main Adult Child Savings? Fund? Threshold? Hospitals
Essential Smart
Discovery
R 1,285 pm R 1,285 R 1,285 No No No Network
Out-of-hospital, scheme pays for some: GP consults, eye and dental check up, maternity consults and scans. Limits and co-payments apply. All else paid from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Beat 1 Network
Bestmed
R 1,335 pm R 1,038 R 562 No No No Network
Out-of-hospital, scheme pays for some: Wound care, specialised radiology, contraceptives and preventative benefits. Limits apply. All else paid from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Ingwe Network D
Momentum
R 1,479 pm R 1,479 R 435 No No No Network
Out-of-hospital, scheme pays for some: std dentistry, GPs, specialists, optometry, pathology, std radiology, medicine, maternity, alternatives to hospitalistion, preventative benefits. Limits apply. All else paid from out of pocket, unless PMB.

Only available for income level:
R9,001-R12,500

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Main Adult Child Savings? Fund? Threshold? Hospitals
Prime 1 Network
Medihelp
R 1,488 pm R 1,212 R 450 No Yes No Network
Out-of-hospital, scheme pays for some: specialised radiology (co-payment), GP, specialists, physio, medication, maternity, infant paediatrics, medical appliances. All else paid from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Essence
Keyhealth
R 1,456 pm R 1,167 R 525 No No No
Out-of-hospital, scheme pays for some: specialised radiology (co-payment), maternity, medical appliances, oncology, preventative benefits. Limits apply. All else paid from out of pocket, unless PMB.

Only available for income level:


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Main Adult Child Savings? Fund? Threshold? Hospitals
Beat 1
Bestmed
R 1,485 pm R 1,152 R 624 No No No Unlimited
Out-of-hospital, scheme pays for some: Wound care, specialised radiology, contraceptives and preventative benefits. Limits apply. All else paid from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Pulse 1 A
Bestmed
R 1,493 pm R 1,419 R 898 No No No Network
Out-of-hospital, scheme pays for some: GP and specialist consults, dentistry, optometry, maternity, radiology and pathology, contraceptives and preventative benefits. Limits apply. All else paid from out of pocket, unless PMB.

Only available for income level:
R0-R5,500

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Main Adult Child Savings? Fund? Threshold? Hospitals
KeyCare Plus B
Discovery
R 1,456 pm R 1,456 R 463 No No No Network
Out-of-hospital, scheme pays for some: maternity, GP consults, specialists, casualty visits, acute meds, pathology and radiology. Limits and co-payments apply. All else paid from out of pocket, unless PMB.

Only available for income level:
R0-R13,500

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Main Adult Child Savings? Fund? Threshold? Hospitals
ProActive Savvy C
Profmed
R 1,492 pm R 1,379 R 581 No No No Network


Only available for income level:
R9,001+

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