Bestmed: All the 2018 medical aid plans

The Beat range offers full hospital benefits, with limited savings on Beat2 and Beat3 to cover out-of-hospital expenses, while Beat4 gives extensive out-of-hospital cover. Cancer is treated in State facilities, except with Beat 4 (if you are diagnosed with cancer, you can upgrade your plan to receive cover in a private hospital). Network options reduce your premium but limit our hospital choice.
The Pace range offers more comprehensive hospital benefits, with additional Scheme benefits and more savings to cover out-of-hospital expenses.
The Pulse range offers full hospital benefits with out-of-hospital benefits provided by designated network providers only.

Beat Series

Main Adult Child Savings? Fund? Threshold? Hospitals
Beat 1 Network
Bestmed
R 1,226 pm R 953 R 516 No No No Network
Out-of-hospital, scheme pays for some: Wound care, specialised radiology, contraceptives and preventative benefits. Limits apply. All else paid from out of pocket, unless PMB.
Income level: All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Beat 1
Bestmed
R 1,363 pm R 1,058 R 573 No No No Unlimited
Out-of-hospital, scheme pays for some: Wound care, specialised radiology, contraceptives and preventative benefits. Limits apply. All else paid from out of pocket, unless PMB.
Income level: All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Beat 2 Network
Bestmed
R 1,517 pm R 1,178 R 639 Yes No No Network
Out-of-hospital, scheme pays for some: Preventative dentistry, wound care, specialised radiology, contraceptives and preventative benefits. Limits apply. All else paid from savings or from out of pocket, unless PMB.
Income level: All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Beat 2
Bestmed
R 1,685 pm R 1,310 R 710 Yes No No Unlimited
Out-of-hospital, scheme pays for some: Preventative dentistry, wound care, specialised radiology, contraceptives and preventative benefits. Limits apply. All else paid from savings or from out of pocket, unless PMB.
Income level: All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Beat 3 Network
Bestmed
R 2,301 pm R 1,636 R 889 Yes No No Network
Out-of-hospital, scheme pays for some: Preventative dentistry, optometry, maternity, wound care, specialised radiology, contraceptives, some medicine and preventative benefits. Limits apply. All else paid from savings or from out of pocket, unless PMB.
Income level: All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Beat 3
Bestmed
R 2,558 pm R 1,817 R 987 Yes No No Unlimited
Out-of-hospital, scheme pays for some: Preventative dentistry, optometry, maternity, wound care, specialised radiology, contraceptives, some medicine and preventative benefits. Limits apply. All else paid from savings or from out of pocket, unless PMB.
Income level: All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Beat 4
Bestmed
R 3,922 pm R 3,239 R 970 Yes Yes No Unlimited
Out-of-hospital, scheme pays for some: Preventative dentistry, optometry, maternity, specialised radiology, contraceptives, some medicine and preventative benefits. Limits apply. All else paid from savings, from extended fund or from out of pocket, unless PMB.
Income level: All income levels

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Pace Series

Main Adult Child Savings? Fund? Threshold? Hospitals
Pace 3 A
Bestmed
R 5,370 pm R 4,322 R 923 Yes Yes No Unlimited
Out-of-hospital, scheme pays for some: Preventative dentistry, optometry, maternity, specialised radiology, contraceptives, medicine, trauma rehab and preventative benefits. Limits apply. All else paid from savings, from extended fund or from out of pocket, unless PMB.
Income level: All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Pace 4
Bestmed
R 6,608 pm R 6,608 R 1,548 Yes Yes No Unlimited
Out-of-hospital, scheme pays for some: Optometry, maternity, specialised radiology, trauma rehab, medication, contraceptives and preventative benefits. Limits apply. All else paid from extended fund, from savings or out of pocket, unless PMB.
Income level: All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Pace 1
Bestmed
R 3,312 pm R 2,325 R 836 Yes Yes No Unlimited
Out-of-hospital, scheme pays for some: preventative dentistry, optometry, maternity, specialised radiology, contraceptives, some medicine and preventative benefits. Limits apply. All else paid from savings, from extended fund or from out of pocket, unless PMB.
Income level: All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Pace 2
Bestmed
R 4,667 pm R 4,586 R 1,031 Yes Yes No Unlimited
Out-of-hospital, scheme pays for some: Preventative dentistry, optometry, maternity, specialised radiology, contraceptives, medicine, trauma rehab and preventative benefits. Limits apply. All else paid from savings, from extended fund or from out of pocket, unless PMB.
Income level: All income levels

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Pulse Series

Main Adult Child Savings? Fund? Threshold? Hospitals
Pulse 1 A
Bestmed
R 1,372 pm R 1,303 R 824 No No No Network
Out-of-hospital, scheme pays for some: GP and specialist consults, dentistry, optometry, maternity, radiology and pathology, contraceptives and preventative benefits. Limits apply. All else paid from out of pocket, unless PMB.
Income level: R0-R5,500

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Main Adult Child Savings? Fund? Threshold? Hospitals
Pulse 1 B
Bestmed
R 1,645 pm R 1,565 R 987 No No No Network
Out-of-hospital, scheme pays for some: GP and specialist consults, dentistry, optometry, maternity, radiology and pathology, contraceptives and preventative benefits. Limits apply. All else paid from out of pocket, unless PMB.
Income level: R5,501-R8,500

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Main Adult Child Savings? Fund? Threshold? Hospitals
Pulse 1 C
Bestmed
R 1,976 pm R 1,777 R 987 No No No Network
Out-of-hospital, scheme pays for some: GP and specialist consults, dentistry, optometry, maternity, radiology and pathology, contraceptives and preventative benefits. Limits apply. All else paid from out of pocket, unless PMB.
Income level: R8,501+

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Main Adult Child Savings? Fund? Threshold? Hospitals
Pulse 2
Bestmed
R 4,732 pm R 4,732 R 1,124 No Yes No Network
Out-of-hospital, scheme pays for some: GP and specialist consults, dentistry, optometry, appliances, wound care, maternity, radiology and pathology, specialised radiology, medication, contraceptives and preventative benefits. Limits apply. All else paid from out of pocket, unless PMB.
Income level: All income levels

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