Medical aid plans that cost R4,001-R5,000 for main member (2018)

Please note: Plans are being added as the 2018 prices are released.

Main Adult Child No. of children Savings? Other fund? Threshold? Hospital Choice
BonClassic
Bonitas
R 4,009 R 3,442 R 990 Pay for maximum 3 children Yes No
Out-of-hospital, scheme pays for some: specialised radiology, mental health, medical appliances, hearing aids, optometry, dentistry, maternity, infant paediatrics and preventative benefits. Limits apply. All else paid from savings or from out of pocket, unless PMB.

Income level: All income levels
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Essential Comprehensive
Discovery
R 4,102 R 3,881 R 825 Pay for maximum 3 children Yes No Unlimited
Offers comprehensive cover for most out-of-hospital benefits (with sub limits). Thereis a self payment gap.

Income level: All income levels
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Extender Network hospital (and State provider for chronic)
Momentum
R 4,129 R 3,104 R 1,239 Pay for maximum 3 children Yes No Unlimited
Out-of-hospital, scheme pays for some: comprehensive plan, with out of hospital benefits paid by scheme from threshold (with sub-limits), once savings run out and self payment gap has been paid.

Income level:
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Dimension Elite
Medihelp
R 4,272 R 3,996 R 1,164 Pay for maximum 2 children No Yes No
Out-of-hospital, scheme pays for some: radiology (co-payment), pathology, GPs, specialists, supplementary services, psychologists, medicine, optometry, dentistry, maternity, infant paediatrics, medical appliances. Limits apply. All else paid from out of pocket, unless PMB.

Income level: All income levels
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Classic Delta Comprehensive
Discovery
R 4,398 R 4,162 R 874 Pay for maximum 3 children Yes No Unlimited
Offers comprehensive cover for most out-of-hospital benefits (with sub limits). Thereis a self payment gap.

Income level: All income levels
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Pace 2
Bestmed
R 4,667 R 4,586 R 1,031 Pay for maximum 4 children Yes Yes No
Out-of-hospital, scheme pays for some: Preventative dentistry, optometry, maternity, specialised radiology, contraceptives, medicine, trauma rehab and preventative benefits. Limits apply. All else paid from savings, from extended fund or from out of pocket, unless PMB.

Income level: All income levels
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Extender Network hospital (and Network provider for chronic)
Momentum
R 4,715 R 3,761 R 1,415 Pay for maximum 3 children Yes No Unlimited
Out-of-hospital, scheme pays for some: comprehensive plan, with out of hospital benefits paid by scheme from threshold (with sub-limits), once savings run out and self payment gap has been paid.

Income level:
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Extender (State provider for chronic)
Momentum
R 4,723 R 3,843 R 1,416 Pay for maximum 3 children Yes No Unlimited
Out-of-hospital, scheme pays for some: comprehensive plan, with out of hospital benefits paid by scheme from threshold (with sub-limits), once savings run out and self payment gap has been paid.

Income level:
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Pulse 2
Bestmed
R 4,732 R 4,732 R 1,124 Pay for maximum 4 children No Yes No
Out-of-hospital, scheme pays for some: GP and specialist consults, dentistry, optometry, appliances, wound care, maternity, radiology and pathology, specialised radiology, medication, contraceptives and preventative benefits. Limits apply. All else paid from out of pocket, unless PMB.

Income level: All income levels
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Maxima Exec
Fedhealth
R 4,805 R 4,103 R 1,463 Pay for maximum 3 children Yes Yes Unlimited
Comprehensive plan with extended fund and threshold benefits that can be used for most out-of-hospital plans.

Income level:
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Classic Comprehensive
Discovery
R 4,882 R 4,618 R 974 Pay for maximum 3 children Yes No Unlimited
Offers comprehensive cover for most out-of-hospital benefits (with sub limits). Thereis a self payment gap.

Income level: All income levels
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