Medical aid plans that cost R4,000-R4,999 for main member (2019):

Below are open medical aid plans that R4,000-R4,999 per month for principal members. To see other price points, click here.

Main Adult Child Savings? Fund? Threshold? Hospitals
Classic Comprehensive Zero MSA
Discovery
R 4,026 pm R 3,808 R 803 No No Unlimited Unlimited
Offers comprehensive cover for most out-of-hospital benefits (with sub limits). There is a self payment gap.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Essential Delta Comprehensive
Discovery
R 4,062 pm R 3,837 R 815 Yes No Unlimited Network
Offers comprehensive cover for most out-of-hospital benefits (with sub limits). There is a self payment gap.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Family
Topmed
R 4,200 pm R 3,357 R 1,148 Yes
Out-of-hospital, scheme pays for some: specialised radiology (with co-payment), maternity, scopes, alternatives to hospitalisation, extended rehab benefits, preventative benefits. Limits apply. All else paid from savings, or from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Beat 4
Bestmed
R 4,302 pm R 3,553 R 1064 Yes Yes No Unlimited
Out-of-hospital, scheme pays for some: Preventative dentistry, optometry, maternity, specialised radiology, contraceptives, some medicine and preventative benefits. Limits apply. All else paid from savings, from extended fund or from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
BonClassic
Bonitas
R 4,470 pm R 3,838 R 1104 Yes No No Unlimited
Out-of-hospital, scheme pays for some: specialised radiology, mental health, medical appliances, hearing aids, optometry, dentistry, maternity, infant paediatrics and preventative benefits. Limits apply. All else paid from savings or from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Essential Comprehensive
Discovery
R 4,509 pm R 4,265 R 908 Yes No Unlimited Unlimited
Offers comprehensive cover for most out-of-hospital benefits (with sub limits). There is a self payment gap.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Extender Network hospital (and State provider for chronic)
Momentum
R 4,580 pm R 3,473 R 1,347 Yes No Unlimited Network
Out-of-hospital, scheme pays for some: comprehensive plan, with out of hospital benefits paid by scheme from threshold (with sub-limits), once savings run out and self payment gap has been paid.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Elite
Medihelp
R 4,698 pm R 4,392 R 1,278 No Yes No Unlimited
Out-of-hospital, scheme pays for some: radiology (co-payment), pathology, GPs, specialists, supplementary services, psychologists, medicine, optometry, dentistry, maternity, infant paediatrics, medical appliances. Limits apply. All else paid from out of pocket, unless PMB.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Full Benefit A
Sizwe
R 4,722 pm R 4290 R 964 No Yes No


Only available for income level:
R0-R32,499

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Main Adult Child Savings? Fund? Threshold? Hospitals
Classic Delta Comprehensive
Discovery
R 4,834 pm R 4,577 R 962 Yes No Unlimited Network
Offers comprehensive cover for most out-of-hospital benefits (with sub limits). There is a self payment gap.

Only available for income level:
All income levels

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Main Adult Child Savings? Fund? Threshold? Hospitals
Gold
Keyhealth
R 4,946 pm R 3,345 R 970 Yes Yes No
Out-of-hospital, scheme pays for some: specialised radiology (co-payment), dentistry, medicine, optometry, maternity, medical appliances, hearing aids, preventative benefits. Limits apply. All else paid from savings, from fund or from out of pocket, unless PMB.

Only available for income level:


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Main Adult Child Savings? Fund? Threshold? Hospitals
Summit
Momentum
R 9,269 pm R 7,413 R 2,129 No Yes No Unlimited
Out-of-hospital, scheme pays for some: specialised radiology (co-payment), maternity, preventative benefits. Limits apply. All else paid from savings or from out of pocket, unless PMB.

Only available for income level:
All income levels

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