Medical aid plans that cost R3,001-R3,500pm for main member

(Please note that only plans for 2017 are shown below, and more will be added as they are released by the medical schemes. We anticipate all plans should be on this site by Nov 5 2016)

CONTRIBUTIONS: MAIN MEMBER BENEFITS:
Main Adult Child Savings Extended Fund Self payment Above Threshold
Fedhealth Maxima Standard 2017 R3,032 R2,583 R907 R6,552 R R4,648 unlimited, with 20% co-payment

100% scheme rate for specialists. Comprehensive plan with extended fund and threshold benefits (with 20% co-payment) that can be used for most out-of-hospital claims. Pay for all children.


Medimed Max B 2017 R3,050 R3,050 R530 R14,150 R5,000 pp R

100% scheme rate for specialists. Income based plan. Over and above the savings and extended fund, scheme pays out-of-hospital claims for: specialised radiology, maternity, preventative benefits, some medication. Limits apply. All else paid from savings, extended fund (max R10,000 per family) or out of pocket, unless PMB. Pay for all children. Income-limited plan: R10,001-R17,000pm only


Bestmed Pace 1 2017 R3,055 R2,145 R711 R7,332 R8,500 (main) R

100% scheme rate for specialists. Scheme pays out-of-hospital claims for: preventative dentistry, optometry, maternity, specialised radiology, contraceptives, some medicine and preventative benefits. Limits apply. All else paid from savings, from extended fund or from out of pocket, unless PMB. Pay for maximum 4 children.


Commed Standard B 2017 R3,181 R2,607 R638 R4,772 R R

100% scheme rate for specialists. Some-co-payments. Network hospitals. Annual limit of R760,000 per person and R1,460,000 per family. Scheme pays out-of-hospital claims for: Alternative to hopitalisation, mammogram and external appliances. Limits apply. All else paid from out of savings or from out of pocket, unless PMB. Pay for all children. Income-limited plan: R6,001-R7,000pm only


Compcare Symmetry 2017 R3,186 R2,484 R900 R3,816 R3,816 R

100% scheme rate for specialists. Some co-payments. Scheme offers extended fund once savings are depleted, and also pays for: specialised radiology, GPs (unlimited), medical appliances and preventative benefits. Limits apply. Pay for all children.


Medimed Max C 2017 R3,210 R3,210 R560 R14,630 R5,000 pp R

100% scheme rate for specialists. Income based plan. Over and above the savings and extended fund, scheme pays out-of-hospital claims for: specialised radiology, maternity, preventative benefits, some medication. Limits apply. All else paid from savings, extended fund (max R10,000 per family) or out of pocket, unless PMB. Pay for all children. Income-limited plan: R17,001+pm only


Fedhealth Maxima Advanced 2017 R3,251 R2,756 R968 R3,900 R R

100% scheme rate for specialists. Scheme pays out-of-hospital claims for: post hospitalisation treatment (30 days), casualty visits, specialised radiology, contraceptives, some medication, preventative benefits. Limits apply. All else paid from savings or from out of pocket, unless PMB. Pay for all children.


Compcare Dynamix ED 2017 R3,306 R2,580 R930 R5,976 R1,984 R5,000 R5,800 pb
R11,600 pf

100% scheme rate for specialists. Netcare hospitals. Some co-payments. Comprehensive cover with savings, and limited above threshold benefits that cover most out-of-hospital benefits (with limits). Pay for all children.


Spectramed Azure A 2017 R3,371 R1,875 R1,016 R7,488 R R

100% scheme rate for specialists. Scheme pays out-of-hospital claims for: mental health, specialised dentistry and preventative benefits. Limits apply. All else paid from savings or from out of pocket, unless PMB. Pay for max 3 children, with 2nd child=R616 and 3rd child=R415pm . Income-limited plan: R0-R8,000pm only


Discovery Classic Comprehensive Zero MSA 2017 R3,380 R3,199 R674 R R R15,500 unlimited

200% scheme rate for specialists. Comprehensive cover with no savings, a self-payment gap and unlimited above threshold benefits that cover most out-of-hospital benefits (with sub limits). All else paid from out of pocket, unless PMB. Pay for maximum 3 children.


Discovery Essential Delta Comprehensive 2017 R3,410 R3,221 R684 R6,132 R R9,368 unlimited

100% scheme rate for specialists. Network hospitals. Comprehensive cover with savings, extended fund, and unlimited above threshold benefits that cover most out-of-hospital benefits (with sub limits). Extended benefit covers some claims while in self-payment gap. All else paid from out of pocket, unless PMB. Pay for maximum 3 children.


Commed Standard C 2017 R3,434 R2,815 R690 R5,151 R R

100% scheme rate for specialists. Some-co-payments. Network hospitals. Annual limit of R760,000 per person and R1,460,000 per family. Scheme pays out-of-hospital claims for: Alternative to hopitalisation, mammogram and external appliances. Limits apply. All else paid from out of savings or from out of pocket, unless PMB. Pay for all children. Income-limited plan: R7,001+pm only


Topmed Family 2017 R3,490 R2,790 R954 R8,376 R R

150% scheme rate. Scheme pays out-of-hospital claims for: specialised radiology (with co-payment), maternity, scopes, alternatives to hospitalisation, extended rehab benefits, preventative benefits. In addition, there is a limited above threshold benefit. Limits apply. All else paid from savings, or from above threshold(limited) or from out of pocket, unless PMB. Pay for all children.