Medical aid plans that cost R3,001-R4,000pm for main member (2018)

Please note: Plans are being added as the 2018 prices are released.

Main Adult Child No. of children Savings? Other fund? Threshold? Hospital Choice
Incentive (Any provider for chronic)
Momentum
R 3,052 R 2,480 R 1,189 Pay for maximum 3 children Yes No No
Out-of-hospital, scheme pays for some: specialised radiology (co-payment), maternity, preventative benefits. Limits apply. All else paid from savings or from out of pocket, unless PMB.

Income level:
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BonComplete
Bonitas
R 3,212 R 2,572 R 873 Pay for maximum 3 children Yes Limited
Out-of-hospital, scheme pays for some: specialised radiology, mental health, dentistry, maternity, infant paediatrics and preventative benefits. Limits apply. All else paid from savings, or from above threshold benefit or from out of pocket, unless PMB.

Income level: All income levels
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Classic Priority
Discovery
R 3,214 R 2,534 R 1,286 Pay for maximum 3 children Yes No Limited
Offers comprehensive cover for most out-of-hospital benefits (with sub limits) with limited above threshold benefit.

Income level: All income levels
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Standard
Bonitas
R 3,265 R 2,831 R 958 Pay for maximum 3 children No Yes No
Out-of-hospital, scheme pays for some: GPs, specialised radiology, mental health, medical appliances, hearing aids, optometry, dentistry, maternity, infant paediatrics and preventative benefits. Limits apply. All else paid from fund or from out of pocket, unless PMB.

Income level: All income levels
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Maxima Standard
Fedhealth
R 3,310 R 2,890 R 998 Pay for maximum 3 children Yes No Unlimited
Comprehensive plan with extended fund and threshold benefits (with 20% co-payment) that can be used for most out-of-hospital claims.

Income level:
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Pace 1
Bestmed
R 3,312 R 2,325 R 836 Pay for maximum 4 children Yes Yes No
Out-of-hospital, scheme pays for some: preventative dentistry, optometry, maternity, specialised radiology, contraceptives, some medicine and preventative benefits. Limits apply. All else paid from savings, from extended fund or from out of pocket, unless PMB.

Income level: All income levels
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Maxima Advanced
Fedhealth
R 3,607 R 3,138 R 1,082 Pay for maximum 3 children Yes No No
Out-of-hospital, scheme pays for some: post hospitalisation treatment (30 days), casualty visits, specialised radiology, contraceptives, some medication, preventative benefits. Limits apply. All else paid from savings or from out of pocket, unless PMB.

Income level:
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Classic Comprehensive Zero MSA
Discovery
R 3,662 R 3,464 R 731 Pay for maximum 3 children No No Unlimited
Offers comprehensive cover for most out-of-hospital benefits (with sub limits). Thereis a high self payment gap.

Income level: All income levels
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Essential Delta Comprehensive
Discovery
R 3,694 R 3,490 R 742 Pay for maximum 3 children Yes No Unlimited
Offers comprehensive cover for most out-of-hospital benefits (with sub limits). Thereis a self payment gap.

Income level: All income levels
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Beat 4
Bestmed
R 3,922 R 3,239 R 970 Pay for maximum 4 children Yes Yes No
Out-of-hospital, scheme pays for some: Preventative dentistry, optometry, maternity, specialised radiology, contraceptives, some medicine and preventative benefits. Limits apply. All else paid from savings, from extended fund or from out of pocket, unless PMB.

Income level: All income levels
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