Medical aid plans that cost R2,001-R3,000pm for main member (2018)

Please note: Plans are being added as the 2018 prices are released.

Main Adult Child No. of children Savings? Other fund? Threshold? Hospital Choice
Maxima Saver Grid
Fedhealth
R 2,003 R 1,673 R 534 Pay for maximum 3 children Yes No No
Out-of-hospital, scheme pays for some: post hospitalisation treatment (30 days), casualty visits, GP visits, specialised radiology, contraceptives, some dentistry, preventative benefits. Limits apply. All else paid from savings or from out of pocket, unless PMB.

Income level:
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KeyCare Access D
Discovery
R 2,018 R 2,018 R 546 Pay for maximum 3 children No No No
Out-of-hospital, scheme pays for some: maternity, GP consults, specialists, casualty visits, acute meds, pathology and radiology. Limits and co-payments apply. All else paid from out of pocket, unless PMB.

Income level: R12,201+
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Access B
Momentum
R 2,025 R 2,025 R 605 Pay for all children No No No
Out-of-hospital, scheme pays for some: std dentistry, GPs, specialists, optometry, pathology, std radiology, medicine, maternity, preventative benefits. Limits apply. All else paid from out of pocket, unless PMB.

Income level: R8,501-R11,700
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Classic Core
Discovery
R 2,064 R 1,626 R 826 Pay for maximum 3 children No No No
Scheme pays for maternity consults and scans. Most other out-of-hospital claims paid from out of pocket, unless PMB.

Income level: All income levels
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KeyCare Plus C
Discovery
R 2,064 R 2,064 R 553 Pay for maximum 3 children No No No
Out-of-hospital, scheme pays for some: maternity, GP consults, specialists, casualty visits, acute meds, pathology and radiology. Limits and co-payments apply. All else paid from out of pocket, unless PMB.

Income level: R12,201+
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Custom (Network for chronic)
Momentum
R 2,074 R 1,620 R 753 Pay for maximum 3 children No No No
Out-of-hospital, scheme pays for some: maternity, preventative benefits. Limits apply. All else paid from out of pocket, unless PMB.

Income level:
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Primary
Bonitas
R 2,076 R 1,624 R 661 Pay for maximum 3 children No Yes No
Out-of-hospital, scheme pays for some: GPs, mental health, specialised radiology, optometry, dentistry, maternity, infant paediatrics and preventative benefits. Limits apply. All else paid from fund or from out of pocket, unless PMB.

Income level: All income levels
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Necesse E
Medihelp
R 2,076 R 1,620 R 900 Pay for all children No No No
Out-of-hospital, scheme pays for some: specialised radiology, maternity, GPs, specialists, supplementary health and medication, dentistry, optometry, medical appliances, radiology and pathology. Limits apply. All else paid from out of pocket, unless PMB.

Income level: R11,001+
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Maxima Core
Fedhealth
R 2,082 R 1,806 R 732 Pay for maximum 3 children No No No
Out-of-hospital, scheme pays for some:post hospitalisation treatment (30 days), casualty visits, GP visit, specialised radiology, contraceptives, preventative benefits. Limits apply. All else paid from out of pocket, unless PMB.

Income level:
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Unify
Medihelp
R 2,088 R 1,716 R 624 Pay for all children Yes No No
Out-of-hospital, scheme pays for some: specialised radiology (co-payment). Limits apply. All else paid from savings or from out-of-pocket, unless PMB.

Income level: All income levels
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Coastal Saver
Discovery
R 2,160 R 1,621 R 870 Pay for maximum 3 children Yes No No
Out-of-hospital, scheme pays for some: GP consults if savings run out and maternity consults and scans. Limits apply. All else paid from savings or from out of pocket, unless PMB.

Income level: All income levels
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Essential Saver
Discovery
R 2,203 R 1,652 R 883 Pay for maximum 3 children Yes No No
Out-of-hospital, scheme pays for some: GP consults if savings run out and maternity consults and scans. Limits apply. All else paid from savings or from out of pocket, unless PMB.

Income level: All income levels
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Classic Delta Saver
Discovery
R 2,214 R 1,749 R 890 Pay for maximum 3 children Yes No No
Out-of-hospital, scheme pays for some: GP consults, maternity, kids' casualty if savings run out. Limits apply. All else paid from savings or from out of pocket, unless PMB.

Income level: All income levels
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Custom (Any provider for chronic)
Momentum
R 2,249 R 1,806 R 803 Pay for maximum 3 children No No No
Out-of-hospital, scheme pays for some: maternity, preventative benefits. Limits apply. All else paid from out of pocket, unless PMB.

Income level:
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Incentive (State provider for chronic)
Momentum
R 2,249 R 1,772 R 889 Pay for maximum 3 children Yes No No
Out-of-hospital, scheme pays for some: specialised radiology (co-payment), maternity, preventative benefits. Limits apply. All else paid from savings or from out of pocket, unless PMB.

Income level:
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Maxima Saver
Fedhealth
R 2,259 R 1,867 R 657 Pay for maximum 3 children Yes No No
Out-of-hospital, scheme pays for some: post hospitalisation treatment (30 days), casualty visits, GP visits, specialised radiology, contraceptives, some dentistry, preventative benefits. Limits apply. All else paid from savings or from out of pocket, unless PMB.

Income level:
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Beat 3 Network
Bestmed
R 2,301 R 1,636 R 889 Pay for maximum 4 children Yes No No
Out-of-hospital, scheme pays for some: Preventative dentistry, optometry, maternity, wound care, specialised radiology, contraceptives, some medicine and preventative benefits. Limits apply. All else paid from savings or from out of pocket, unless PMB.

Income level: All income levels
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BonSave
Bonitas
R 2,304 R 1,785 R 690 Pay for maximum 3 children Yes No
Out-of-hospital, scheme pays for some: specialised radiology, mental health, dentistry, maternity, infant paediatrics and preventative benefits. Limits apply. All else paid from savings or from out of pocket, unless PMB.

Income level: All income levels
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Dimension Prime 2
Medihelp
R 2,310 R 1,890 R 690 Pay for maximum 2 children Yes No No
Out-of-hospital, scheme pays for some: specialised radiology (co-payment), GPs, optometry, dentistry, maternity, infant paediatrics, medical appliances. Limits apply. Limits apply. All else paid from savings or from out of pocket, unless PMB.

Income level: All income levels
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Dimension Prime 3 Network
Medihelp
R 2,352 R 1,986 R 684 Pay for maximum 2 children No Yes No
Out-of-hospital, scheme pays for some: specialised radiology (co-payment), maternity, GPs, specialists, supplementary health and medication, dentistry, optometry, medical appliances. Limits apply. All else paid from out of pocket, unless PMB.

Income level: All income levels
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Maxima Basis Grid
Fedhealth
R 2,407 R 2,106 R 732 Pay for maximum 3 children Yes No No
Out-of-hospital, scheme pays for some: post hospitalisation treatment (30 days), casualty visits, GP visits, specialised radiology, contraceptives, some dentistry and maternity, optometry, preventative benefits. Limits apply. All else paid from savings or from out of pocket, unless PMB.

Income level:
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Ingwe E
Momentum
R 2,409 R 2,409 R 699 Pay for all children No No No
Out-of-hospital, scheme pays for some: std dentistry, GPs, specialists, optometry, pathology, std radiology, medicine, maternity, alternatives to hospitalistion, preventative benefits. Limits apply. All else paid from out of pocket, unless PMB.

Income level: R11,701+
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Incentive Network hospital (and Network provider for chronic)
Momentum
R 2,514 R 2,000 R 956 Pay for maximum 3 children Yes No No
Out-of-hospital, scheme pays for some: specialised radiology (co-payment), maternity, preventative benefits. Limits apply. All else paid from savings or from out of pocket, unless PMB.

Income level:
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Maxima Standard Elect
Fedhealth
R 2,527 R 2,210 R 763 Pay for maximum 3 children Yes No Unlimited
Comprehensive plan with extended fund and threshold benefits (with 20% co-payment) that can be used for most out-of-hospital claims.

Income level:
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Beat 3
Bestmed
R 2,558 R 1,817 R 987 Pay for maximum 4 children Yes No No
Out-of-hospital, scheme pays for some: Preventative dentistry, optometry, maternity, wound care, specialised radiology, contraceptives, some medicine and preventative benefits. Limits apply. All else paid from savings or from out of pocket, unless PMB.

Income level: All income levels
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Blue Door E
Fedhealth
R 2,585 R 2,284 R 973 Pay for all children No No No
Out-of-hospital, scheme pays for some: prescribed medication, GP consults, dentistry, optometry. Limits apply. All else paid from out of pocket, unless PMB.

Income level: R12,841+
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Maxima Basis
Fedhealth
R 2,722 R 2,374 R 826 Pay for maximum 3 children Yes No No
Out-of-hospital, scheme pays for some: post hospitalisation treatment (30 days), casualty visits, GP visits, specialised radiology, contraceptives, some dentistry and maternity, optometry, preventative benefits. Limits apply. All else paid from savings or from out of pocket, unless PMB.

Income level:
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Incentive (Network provider for chronic)
Momentum
R 2,737 R 2,196 R 1,076 Pay for maximum 3 children Yes No No
Out-of-hospital, scheme pays for some: specialised radiology (co-payment), maternity, preventative benefits. Limits apply. All else paid from savings or from out of pocket, unless PMB.

Income level:
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Incentive Network hospital (and any provider for chronic)
Momentum
R 2,737 R 2,202 R 1,022 Pay for maximum 3 children Yes No No
Out-of-hospital, scheme pays for some: specialised radiology (co-payment), maternity, preventative benefits. Limits apply. All else paid from savings or from out of pocket, unless PMB.

Income level:
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Essential Priority
Discovery
R 2,763 R 2,172 R 1,103 Pay for maximum 3 children Yes No Limited
Offers comprehensive cover for most out-of-hospital benefits (with sub limits) with limited above threshold benefit.

Income level: All income levels
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Classic Saver
Discovery
R 2,773 R 2,186 R 1,110 Pay for maximum 3 children Yes No No
Out-of-hospital, scheme pays for some: GP consults, maternity, kids' casualty if savings run out. Limits apply. All else paid from savings or from out of pocket, unless PMB.

Income level: All income levels
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Standard Select
Bonitas
R 2,828 R 2,447 R 828 Pay for maximum 3 children No Yes No
Out-of-hospital, scheme pays for some: GPs, specialised radiology, mental health, medical appliances, hearing aids, optometry, dentistry, maternity, infant paediatrics and preventative benefits. Limits apply. All else paid from fund or from out of pocket, unless PMB.

Income level: All income levels
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Dimension Prime 3
Medihelp
R 2,940 R 2,490 R 858 Pay for maximum 2 children No Yes No
Out-of-hospital, scheme pays for some: specialised radiology (co-payment), maternity, GPs, specialists, supplementary health and medication, dentistry, optometry, medical appliances. Limits apply. All else paid from out of pocket, unless PMB.

Income level: All income levels
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